October 4, 2025
First Micro Finance Development Bank Ltd. (FMDBL) - Quarterly Financial Report & Nepse Stock Data

First Micro Finance Development Bank Ltd. (FMDBL)

Latest Fiscal Report: Q4 081/082

*Data updates daily at 4:00 PM after market close

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS9.79
ROE7.40
ROA1.94
PE Ratio94.79
NPL %3.84
Net Worth131.25
CD Ratio124.06
PEG Value-14.94

🏦 Fundamental Overview

Paid-up Capital1,344,871,323
Net Profit131,726,807
Prev. Quarter Profit140,649,231
Net Profit Growth Rate-6.34%
Reserve312,452,388
Operating Profit190,861,172
Distributable Profit107,845,809
Retained Earnings107,845,809
Total Assets6,764,854,929
Total Liabilities4,999,685,409
Deposit4,909,681,172
Loan28,187,485
Net Interest Income211,769,259
Fee & Commission Income5,134,981

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS7.00
ROE4.14
ROA0.98
PE Ratio118.22
NPL %4.78
Net Worth126.72
CD Ratio112.41
PEG Value-2.58

🏦 Fundamental Overview

Paid-up Capital1,344,871,323
Net Profit70,639,116
Prev. Quarter Profit130,260,371
Net Profit Growth Rate-45.77%
Reserve305,962,367
Operating Profit101,573,855
Distributable Profit51,963,112
Retained Earnings53,320,464
Total Assets7,176,945,354
Total Liabilities5,472,791,200
Deposit5,409,407,524
Loan24,772,453
Net Interest Income157,048,853
Fee & Commission Income3,637,150

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS7.78
ROE6.21
ROA1.44
PE Ratio106.37
NPL %4.44
Net Worth125.33
CD Ratio109.99
PEG Value-2.77

🏦 Fundamental Overview

Paid-up Capital1,344,871,323
Net Profit52,300,826
Prev. Quarter Profit84,914,514
Net Profit Growth Rate-38.41%
Reserve301,902,725
Operating Profit74,715,466
Retained Earnings38,734,528
Total Assets7,260,280,495
Total Liabilities55,747,771,919
Loan23,981,394
Net Interest Income111,432,907
Fee & Commission Income1,669,650

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS10.08
PE Ratio82.10
NPL %4.44
Net Worth135.32
CD Ratio103.69
PEG Value-2.12

🏦 Fundamental Overview

Paid-up Capital1,233,826,902
Net Profit31,080,323
Prev. Quarter Profit50,684,321
Net Profit Growth Rate-38.68%
Reserve301,953,768
Operating Profit44,400,461
Retained Earnings133,800,094
Total Assets7,797,960,055
Total Liabilities6,128,379,291
Deposit6,050,765,409
Loan23,455,710
Net Interest Income60,052,742
Fee & Commission Income-55,584

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS11.40
ROE10.48
ROA2.00
PE Ratio58.57
NPL %2.07
Net Worth134.76
CD Ratio106.90
PEG Value-5.09

🏦 Fundamental Overview

Paid-up Capital1,233,826,902
Net Profit140,649,231
Prev. Quarter Profit196,930,666
Net Profit Growth Rate-28.58%
Reserve291,970,792
Operating Profit251,018,939
Distributable Profit136,927,411
Retained Earnings136,927,411
Total Assets8,713,245,180
Total Liabilities7,050,520,075
Loan22,930,027
Net Interest Income308,175,637
Fee & Commission Income18,433,941

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS14.08
ROE10.68
ROA2.27
PE Ratio58.77
NPL %3.12
Net Worth131.83
CD Ratio128.96
PEG Value-1.78

🏦 Fundamental Overview

Paid-up Capital1,233,826,902
Net Profit130,260,371
Prev. Quarter Profit194,577,202
Net Profit Growth Rate-33.05%
Reserve297,606,701
Operating Profit187,898,599
Distributable Profit95,094,508
Retained Earnings95,094,507
Total Assets7,663,784,696
Total Liabilities6,585,117,100
Loan22,240,017
Net Interest Income253,057,435
Fee & Commission Income18,623,451

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS13.76
ROE10.73
ROA2.38
PE Ratio60.14
NPL %2.87
Net Worth128.22
CD Ratio121.49
PEG Value-1.46

🏦 Fundamental Overview

Paid-up Capital1,233,826,903
Net Profit84,914,514
Prev. Quarter Profit144,483,000
Net Profit Growth Rate-41.23%
Reserve284,801,241
Operating Profit131,965,154
Distributable Profit63,386,280
Retained Earnings63,386,279
Total Assets7,125,871,488
Total Liabilities7,050,147,497
Deposit5,448,417,784
Loan21,769,110
Net Interest Income153,832,255
Fee & Commission Income12,144,038

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS17.66
ROE12.41
ROA2.47
PE Ratio46.86
NPL %1.91
Net Worth142.37
CD Ratio114.43
PEG Value-2.28

🏦 Fundamental Overview

Paid-up Capital1,147,745,956
Net Profit50,684,321
Prev. Quarter Profit63,771,000
Net Profit Growth Rate-20.52%
Reserve281,610,861
Operating Profit72,406,174
Distributable Profit204,732,971
Retained Earnings204,732,971
Total Assets8,195,895,118
Total Liabilities6,561,805,329
Loan21,217,158
Net Interest Income80,196,815
Fee & Commission Income10,650,337

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS17.16
ROE12.44
ROA2.16
PE Ratio48.23
NPL %0.66
Net Worth137.87
CD Ratio106.15
PEG Value-1.80

🏦 Fundamental Overview

Paid-up Capital1,147,745,956
Net Profit196,930,666
Prev. Quarter Profit268,883,843
Net Profit Growth Rate-26.76%
Reserve253,832,592
Operating Profit284,734,887
Distributable Profit177,175,603
Retained Earnings180,860,025
Total Assets9,134,444,563
Total Liabilities7,552,005,989
Loan20,827,294
Net Interest Income433,434,039
Fee & Commission Income41,286,509

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS22.60
ROE16.41
ROA2.74
PE Ratio36.62
NPL %0.47
Net Worth137.73
CD Ratio116.70
PEG Value2.14

🏦 Fundamental Overview

Paid-up Capital1,147,745,956
Net Profit194,577,202
Prev. Quarter Profit166,134,700
Net Profit Growth Rate17.12%
Reserve266,272,107
Operating Profit277,967,432
Distributable Profit166,803,970
Retained Earnings166,803,970
Total Assets9,476,371,855
Total Liabilities69,325,577
Loan23,490,953
Net Interest Income317,635,314
Fee & Commission Income37,521,214

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS25.18
ROE9.45
ROA1.40
PE Ratio32.87
NPL %0.17
Net Worth133.27
CD Ratio115.57
PEG Value0.86

🏦 Fundamental Overview

Paid-up Capital1,147,746,000
Net Profit144,483,000
Prev. Quarter Profit104,432,670
Net Profit Growth Rate38.35%
Reserve239,787,000
Operating Profit115,303,000
Distributable Profit98,624,000
Retained Earnings142,066,000
Total Assets10,382,890,000
Total Liabilities8,853,291,000
Loan18,943,000
Net Interest Income110,388,000
Fee & Commission Income29,672,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS26.45
ROE17.46
ROA2.36
PE Ratio31.29
Net Worth151.52
CD Ratio112.43
PEG Value0.27

🏦 Fundamental Overview

Paid-up Capital964,492,000
Net Profit63,771,000
Prev. Quarter Profit29,648,000
Net Profit Growth Rate115.09%
Reserve222,683,000
Operating Profit91,102,000
Distributable Profit243,431,331
Retained Earnings274,182,000
Total Assets10,821,098,000
Total Liabilities9,359,741,000
Loan19,414,000
Net Interest Income120,179,000
Fee & Commission Income3,595,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS27.88
ROE3.17
ROA2.46
PE Ratio29.68
Net Worth145.69
CD Ratio110.75
PEG Value0.33

🏦 Fundamental Overview

Paid-up Capital964,492,400
Net Profit268,883,843
Prev. Quarter Profit141,528,000
Net Profit Growth Rate89.99%
Reserve210,440,824
Operating Profit137,309,477
Distributable Profit209,569,398
Retained Earnings230,246,172
Total Assets10,959,043,619
Total Liabilities9,553,864,223
Loan18,943,363
Net Interest Income120,153,136
Fee & Commission Income28,553,477

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS22.97
ROE17.16
ROA2.03
PE Ratio36.03
Net Worth133.84
CD Ratio110.75
PEG Value0.52

🏦 Fundamental Overview

Paid-up Capital964,492,400
Net Profit166,134,700
Prev. Quarter Profit97,889,000
Net Profit Growth Rate69.72%
Reserve152,424,304
Operating Profit251,155,370
Distributable Profit118,244,062
Retained Earnings173,960,008
Total Assets10,929,357,906
Total Liabilities9,638,481,194
Loan10,435,788
Net Interest Income307,142,620
Fee & Commission Income11,021,545

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS21.66
ROE17.00
ROA1.93
PE Ratio38.21
Net Worth127.37
CD Ratio104.74
PEG Value0.58

🏦 Fundamental Overview

Paid-up Capital964,492,400
Net Profit104,432,670
Prev. Quarter Profit62,889,000
Net Profit Growth Rate66.06%
Reserve152,424,304
Operating Profit105,778,602
Distributable Profit69,681,047
Retained Earnings111,591,417
Total Assets10,817,552,244
Total Liabilities9,589,044,123
Loan197,505,590
Net Interest Income115,361,962
Fee & Commission Income26,824,168

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS12.30
ROE0.28
ROA0.27
PE Ratio67.28
Net Worth121.11
PEG Value-294.02

🏦 Fundamental Overview

Paid-up Capital964,492,000
Net Profit29,648,000
Prev. Quarter Profit29,716,000
Net Profit Growth Rate-0.23%
Reserve Surplus203,620,000
Operating Profit47,060,000
Total Assets10,912,379,000
Total Liabilities64,271,000
Loan9,338,123,000
Net Interest Income47,918,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS16.14
ROE1.45
ROA1.44
PE Ratio51.27
Net Worth131.95
PEG Value39.71

🏦 Fundamental Overview

Paid-up Capital876,811,000
Net Profit141,528,000
Prev. Quarter Profit139,724,000
Net Profit Growth Rate1.29%
Reserve280,171,000
Operating Profit225,145,000
Total Assets9,818,814,000
Total Liabilities50,971,000
Loan8,272,262,000
Net Interest Income264,774,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS14.89
ROE0.98
ROA0.98
PE Ratio55.58
Net Worth126.64
PEG Value4.29

🏦 Fundamental Overview

Paid-up Capital876,811,000
Net Profit97,889,000
Prev. Quarter Profit86,671,000
Net Profit Growth Rate12.94%
Reserve233,580,000
Operating Profit155,380,000
Total Assets10,071,141,000
Total Liabilities36,689,000
Loan6,673,193,000
Net Interest Income185,732,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS14.34
ROE0.78
ROA0.78
PE Ratio57.69
Net Worth122.70
PEG Value-9.54

🏦 Fundamental Overview

Paid-up Capital876,811,000
Net Profit62,889,000
Prev. Quarter Profit66,935,000
Net Profit Growth Rate-6.04%
Reserve199,008,000
Operating Profit99,823,000
Total Assets8,127,630,000
Total Liabilities32,363,000
Loan6,031,768,000
Net Interest Income116,392,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS13.56
ROE0.42
ROA0.42
PE Ratio61.03
Net Worth118.94
PEG Value5.69

🏦 Fundamental Overview

Paid-up Capital876,811,000
Net Profit29,716,000
Prev. Quarter Profit26,838,000
Net Profit Growth Rate10.72%
Reserve166,073,000
Operating Profit47,168,000
Total Assets7,076,867,000
Total Liabilities73,139,000
Loan5,542,746,000
Net Interest Income52,757,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS17.45
ROE0.23
ROA2.21
PE Ratio47.42
Net Worth130.96
PEG Value9.71

🏦 Fundamental Overview

Paid-up Capital800,741,000
Net Profit139,724,000
Prev. Quarter Profit133,216,000
Net Profit Growth Rate4.89%
Reserve247,915,000
Operating Profit217,966,000
Total Assets6,321,859,000
Total Liabilities38,203,000
Loan5,570,945,000
Net Interest Income224,180,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS14.43
ROE1.30
ROA1.28
PE Ratio57.35
Net Worth124.21
PEG Value-10.09

🏦 Fundamental Overview

Paid-up Capital800,741,000
Net Profit86,671,000
Prev. Quarter Profit91,893,000
Net Profit Growth Rate-5.68%
Reserve193,840,000
Operating Profit137,329,000
Total Assets6,719,949,000
Total Liabilities32,656,000
Loan5,847,092,000
Net Interest Income138,797,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS16.72
ROE1.03
ROA1.03
PE Ratio49.49
Net Worth121.77
PEG Value2.62

🏦 Fundamental Overview

Paid-up Capital800,741,000
Net Profit66,935,000
Prev. Quarter Profit56,316,000
Net Profit Growth Rate18.86%
Reserve174,294,000
Operating Profit106,002,000
Total Assets6,547,700,000
Total Liabilities27,741,000
Loan5,623,807,000
Net Interest Income105,825,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS13.41
ROE0.43
ROA0.42
PE Ratio61.71
Net Worth116.85
PEG Value3.78

🏦 Fundamental Overview

Paid-up Capital800,741,000
Net Profit26,838,000
Prev. Quarter Profit23,070,000
Net Profit Growth Rate16.33%
Reserve134,901,000
Operating Profit42,356,000
Total Assets6,394,364,000
Total Liabilities42,289,000
Loan5,507,338,000
Net Interest Income42,480,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS19.46
ROA2.19
PE Ratio42.52
Net Worth133.81
PEG Value1.40

🏦 Fundamental Overview

Paid-up Capital684,394,000
Net Profit133,216,000
Prev. Quarter Profit102,176,000
Net Profit Growth Rate30.38%
Reserve231,406,000
Operating Profit211,454,000
Total Assets6,092,222,000
Loan5,185,282,000
Net Interest Income212,398,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS13.43
ROA2.17
PE Ratio61.63
Net Worth127.65
PEG Value2.39

🏦 Fundamental Overview

Paid-up Capital684,394,000
Net Profit91,893,000
Prev. Quarter Profit73,073,000
Net Profit Growth Rate25.76%
Reserve189,255,000
Operating Profit144,403,000
Total Assets5,655,301,000
Loan4,680,126,000
Net Interest Income144,974,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS16.46
ROA2.07
PE Ratio50.29
Net Worth122.36
PEG Value2.78

🏦 Fundamental Overview

Paid-up Capital684,394,000
Net Profit56,316,000
Prev. Quarter Profit47,697,000
Net Profit Growth Rate18.07%
Reserve153,012,000
Operating Profit88,496,000
Total Assets5,429,265,000
Loan4,331,294,000
Net Interest Income91,220,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS13.48
ROA1.85
PE Ratio61.38
Net Worth117.71
PEG Value-13.97

🏦 Fundamental Overview

Paid-up Capital684,394,000
Net Profit23,070,000
Prev. Quarter Profit24,130,000
Net Profit Growth Rate-4.39%
Reserve121,217,000
Operating Profit36,253,000
Total Assets4,984,805,000
Loan4,136,408,000
Net Interest Income37,305,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS14.93
ROA2.05
PE Ratio55.43
Net Worth126.95
PEG Value2.03

🏦 Fundamental Overview

Paid-up Capital684,394,000
Net Profit102,176,000
Prev. Quarter Profit80,242,000
Net Profit Growth Rate27.33%
Reserve4,767,076,000
Operating Profit160,552,000
Total Assets4,976,652,000
Loan3,864,309,000
Net Interest Income165,938,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS12.87
ROA2.14
PE Ratio64.30
Net Worth125.45
PEG Value2.41

🏦 Fundamental Overview

Paid-up Capital567,785,000
Net Profit73,073,000
Prev. Quarter Profit57,669,000
Net Profit Growth Rate26.71%
Reserve144,476,000
Operating Profit114,830,000
Total Assets4,557,298,000
Loan3,715,098,000
Net Interest Income120,302,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS20.91
ROA2.27
PE Ratio39.58
Net Worth126.17
PEG Value0.95

🏦 Fundamental Overview

Paid-up Capital456,263,000
Net Profit47,697,000
Prev. Quarter Profit33,699,000
Net Profit Growth Rate41.54%
Reserve119,385,000
Operating Profit74,953,000
Total Assets4,206,241,000
Loan3,696,049,000
Net Interest Income80,520,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS21.15
ROA2.35
PE Ratio39.12
Net Worth121.05
PEG Value0.65

🏦 Fundamental Overview

Paid-up Capital456,263,000
Net Profit24,130,000
Prev. Quarter Profit15,039,000
Net Profit Growth Rate60.45%
Reserve96,062,000
Operating Profit37,919,000
Total Assets4,105,942,000
Loan3,404,928,000
Net Interest Income40,847,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS20.28
ROA2.10
PE Ratio40.80
Net Worth130.98
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital395,587,000
Net Profit80,242,000
Net Profit Growth Rate0.00%
Reserve122,534,000
Operating Profit124,267,000
Total Assets3,812,466,000
Loan3,351,576,000
Net Interest Income129,313,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS21.80
ROA2.08
PE Ratio37.96
Net Worth137.74
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital264,563,000
Net Profit57,669,000
Net Profit Growth Rate0.00%
Reserve99,834,000
Operating Profit90,623,000
Total Assets3,693,597,000
Loan3,241,246,000
Net Interest Income95,116,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS25.48
ROA1.82
PE Ratio32.48
Net Worth128.70
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital264,500,000
Net Profit33,699,000
Net Profit Growth Rate0.00%
Reserve75,913,000
Operating Profit52,956,000
Total Assets3,696,434,000
Loan2,961,294,000
Net Interest Income59,024,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP836.50 (6.50)
Change %0.78%
Share Outstanding12338269
EPS22.74
ROA1.69
PE Ratio36.39
Net Worth121.54
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital264,500,000
Net Profit15,039,000
Net Profit Growth Rate0.00%
Reserve56,973,000
Operating Profit23,633,000
Total Assets3,568,654,000
Net Interest Income26,528,000