October 4, 2025
Forward Microfinance Bittiya Sanstha Ltd. (FOWAD) - Quarterly Financial Report & Nepse Stock Data

Forward Microfinance Bittiya Sanstha Ltd. (FOWAD)

Latest Fiscal Report: Q4 081/082

*Data updates daily at 4:00 PM after market close

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS5.46
ROE2.19
ROA0.29
PE Ratio216.26
NPL %6.65
Net Worth249.65
CD Ratio117.19
PEG Value-2.71

🏦 Fundamental Overview

Paid-up Capital1,195,953,710
Net Profit65,310,431
Prev. Quarter Profit321,397,379
Net Profit Growth Rate-79.68%
Reserve1,565,485,734
Operating Profit124,625,059
Distributable Profit224,225,755
Retained Earnings224,255,755
Total Assets22,258,516,104
Total Liabilities19,272,820,905
Deposit10,072,942,070
Loan20,424,106,822
Net Interest Income1,055,248,017
Fee & Commission Income172,355,420

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS4.03
ROE1.59
ROA0.22
PE Ratio321.50
NPL %5.85
Net Worth253.62
CD Ratio116.41
PEG Value-4.66

🏦 Fundamental Overview

Paid-up Capital1,195,953,710
Net Profit36,180,531
Prev. Quarter Profit116,563,136
Net Profit Growth Rate-68.96%
Reserve1,713,139,356
Operating Profit185,853,533
Distributable Profit124,073,955
Retained Earnings124,073,955
Total Assets22,407,744,249
Total Liabilities19,374,577,228
Deposit9,710,361,276
Loan20,829,064,605
Net Interest Income881,701,456
Fee & Commission Income126,663,060

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS1.48
ROE0.59
ROA0.08
PE Ratio875.45
NPL %5.35
Net Worth251.94
CD Ratio116.79
PEG Value-6.52

🏦 Fundamental Overview

Paid-up Capital1,195,953,710
Net Profit8,852,515
Prev. Quarter Profit-25,879,955
Net Profit Growth Rate-134.21%
Reserve1,680,944,386
Operating Profit12,499,366
Distributable Profit136,167,063
Retained Earnings136,167,063
Total Assets21,768,629,566
Total Liabilities18,755,564,407
Deposit9,441,424,823
Loan20,137,862,298
Net Interest Income466,092,108
Fee & Commission Income78,875,672

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS15.77
ROE5.45
ROA0.77
PE Ratio82.16
NPL %7.38
Net Worth289.58
CD Ratio114.89
PEG Value-0.60

🏦 Fundamental Overview

Paid-up Capital1,055,563,734
Net Profit41,619,989
Prev. Quarter Profit-110,985,976
Net Profit Growth Rate-137.50%
Reserve1,763
Operating Profit59,310,043
Distributable Profit237,556,931
Retained Earnings237,556,931
Total Assets21,743,844,220
Total Liabilities18,687,192,950
Deposit9,138,384,258
Loan19,933,430,588
Net Interest Income280,813,559
Fee & Commission Income38,167,663

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS30.45
ROE10.54
ROA1.47
PE Ratio42.55
NPL %6.81
Net Worth288.96
CD Ratio113.26
PEG Value0.94

🏦 Fundamental Overview

Paid-up Capital1,055,563,734
Net Profit321,397,379
Prev. Quarter Profit221,469,360
Net Profit Growth Rate45.12%
Reserve1,728,101,285
Operating Profit463,533,957
Distributable Profit266,503,573
Retained Earnings266,503,573
Total Assets21,871,983,901
Total Liabilities18,821,815,309
Deposit8,962,018,015
Loan19,897,259,820
Net Interest Income1,217,298,358
Fee & Commission Income195,647,247

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS14.72
ROE5.47
ROA0.75
PE Ratio88.02
NPL %8.26
Net Worth269.34
CD Ratio118.86
PEG Value0.53

🏦 Fundamental Overview

Paid-up Capital1,055,563,734
Net Profit116,563,136
Prev. Quarter Profit43,630,806
Net Profit Growth Rate167.16%
Reserve1,448,796,402
Operating Profit175,704,337
Distributable Profit338,707,258
Retained Earnings338,707,258
Total Assets20,832,759,837
Total Liabilities17,989,638,443
Deposit8,767,639,039
Loan19,823,596,362
Net Interest Income878,213,242
Fee & Commission Income141,515,261

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS-4.90
PE Ratio-264.42
NPL %7.71
Net Worth256.01
CD Ratio116.75
PEG Value2.19

🏦 Fundamental Overview

Paid-up Capital1,055,563,734
Net Profit-25,879,955
Prev. Quarter Profit124,030,528
Net Profit Growth Rate-120.87%
Reserve1,223,221,676
Operating Profit-19,345,223
Distributable Profit423,585,547
Retained Earnings423,585,547
Total Assets20,446,863,715
Total Liabilities17,744,492,758
Deposit8,568,722,080
Loan19,112,055,594
Net Interest Income569,980,277
Fee & Commission Income84,100,155

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS-42.06
PE Ratio-30.81
NPL %6.25
Net Worth235.68
CD Ratio111.52
PEG Value0.07

🏦 Fundamental Overview

Paid-up Capital1,055,563,734
Net Profit-110,985,976
Prev. Quarter Profit30,377,000
Net Profit Growth Rate-465.36%
Reserve1,140,008,404
Operating Profit-105,154,143
Distributable Profit608,865,823
Retained Earnings608,865,823
Total Assets21,076,869,499
Total Liabilities299,028,895
Deposit8,421,791,119
Loan19,161,480,315
Net Interest Income269,523,327
Fee & Commission Income46,588,213

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS20.98
ROE7.61
ROA1.10
PE Ratio61.76
NPL %4.26
Net Worth275.80
CD Ratio118.11
PEG Value-0.84

🏦 Fundamental Overview

Paid-up Capital1,055,563,730
Net Profit221,469,360
Prev. Quarter Profit845,375,550
Net Profit Growth Rate-73.80%
Reserve Surplus18,556,760,800
Operating Profit374,528,650
Distributable Profit766,249,525
Total Assets20,180,790,850
Total Liabilities17,320,817,328
Deposit8,415,439,290
Loan19,315,141,490
Net Interest Income1,155,790,610

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS5.52
ROE2.13
ROA0.28
PE Ratio234.72
NPL %5.88
Net Worth258.58
CD Ratio116.97
PEG Value-2.50

🏦 Fundamental Overview

Paid-up Capital1,055,563,734
Net Profit43,630,806
Prev. Quarter Profit709,129,000
Net Profit Growth Rate-93.85%
Reserve995,140,142
Operating Profit62,745,512
Distributable Profit678,814,334
Retained Earnings678,814,334
Total Assets20,530,370,346
Total Liabilities332,416,458
Deposit8,450,120,167
Loan19,545,986,371
Net Interest Income827,245,948
Fee & Commission Income152,812,414

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS23.50
ROE8.97
ROA1.15
PE Ratio55.13
NPL %3.81
Net Worth261.86
CD Ratio111.83
PEG Value-0.76

🏦 Fundamental Overview

Paid-up Capital1,055,563,734
Net Profit124,030,528
Prev. Quarter Profit458,095,000
Net Profit Growth Rate-72.92%
Reserve988,035,209
Operating Profit177,186,169
Distributable Profit40,231,881
Retained Earnings720,486,602
Total Assets21,559,894,835
Total Liabilities1,879,580,291
Deposit8,431,316,105
Loan19,765,565,109
Net Interest Income569,947,796
Fee & Commission Income105,957,417

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS14.39
ROE4.44
ROA0.56
PE Ratio90.04
NPL %2.60
Net Worth324.07
CD Ratio250.19
PEG Value-1.42

🏦 Fundamental Overview

Paid-up Capital844,451,000
Net Profit30,377,000
Prev. Quarter Profit83,294,000
Net Profit Growth Rate-63.53%
Reserve Surplus1,892,155,000
Operating Profit133,814,000
Total Assets21,518,897,000
Total Liabilities489,358,000
Deposit8,213,557,000
Loan19,877,619,000
Net Interest Income206,631,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS100.11
ROE31.40
ROA3.86
PE Ratio12.94
NPL %1.83
Net Worth318.83
CD Ratio256.29
PEG Value0.27

🏦 Fundamental Overview

Paid-up Capital844,450,990
Net Profit845,375,550
Prev. Quarter Profit574,636,000
Net Profit Growth Rate47.11%
Reserve Surplus1,847,931,730
Operating Profit1,200,299,110
Total Assets21,884,179,990
Total Liabilities782,018,370
Deposit7,959,101,370
Loan19,811,479,010
Net Interest Income1,361,180,910

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS111.97
ROE3.43
ROA3.30
PE Ratio11.57
NPL %1.86
Net Worth305.22
CD Ratio268.96
PEG Value0.12

🏦 Fundamental Overview

Paid-up Capital844,451,000
Net Profit709,129,000
Prev. Quarter Profit361,554,000
Net Profit Growth Rate96.13%
Reserve Surplus1,732,960,000
Operating Profit1,049,014,000
Total Assets21,489,212,000
Total Liabilities799,202,000
Deposit7,684,125,000
Loan20,054,153,000
Net Interest Income1,111,575,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS108.50
ROE4.17
ROA2.17
PE Ratio11.94
NPL %2.11
Net Worth277.64
CD Ratio276.38
PEG Value0.12

🏦 Fundamental Overview

Paid-up Capital844,451,000
Net Profit458,095,000
Prev. Quarter Profit225,015,000
Net Profit Growth Rate103.58%
Reserve Surplus1,500,098,000
Operating Profit708,217,000
Total Assets21,082,250,000
Total Liabilities825,799,000
Deposit7,332,243,000
Loan19,628,332,000
Net Interest Income738,272,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS53.26
ROA1.65
PE Ratio24.33
NPL %3.72
Net Worth315.53
CD Ratio265.55
PEG Value-3.55

🏦 Fundamental Overview

Paid-up Capital625,519,000
Net Profit83,294,000
Prev. Quarter Profit89,427,000
Net Profit Growth Rate-6.86%
Reserve1,348,202,000
Operating Profit131,880,000
Total Assets20,202,896,000
Deposit7,005,808,000
Loan15,569,515,000
Net Interest Income272,598,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS91.87
ROA3.21
PE Ratio14.10
NPL %3.67
Net Worth302.52
CD Ratio243.81
PEG Value0.11

🏦 Fundamental Overview

Paid-up Capital625,519,000
Net Profit574,636,000
Prev. Quarter Profit251,100,000
Net Profit Growth Rate128.85%
Reserve1,266,782,000
Operating Profit902,999,000
Total Assets17,911,124,000
Deposit6,648,790,000
Loan15,331,637,000
Net Interest Income1,274,104,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS57.80
ROA2.74
PE Ratio22.42
NPL %2.79
Net Worth268.45
CD Ratio247.76
PEG Value0.34

🏦 Fundamental Overview

Paid-up Capital625,519,000
Net Profit361,554,000
Prev. Quarter Profit217,614,000
Net Profit Growth Rate66.14%
Reserve1,053,699,000
Operating Profit568,156,000
Total Assets17,581,178,000
Deposit6,449,256,000
Loan14,067,921,000
Net Interest Income853,148,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS89.93
ROA2.65
PE Ratio14.41
NPL %4.96
Net Worth320.39
CD Ratio237.31
PEG Value1.21

🏦 Fundamental Overview

Paid-up Capital500,415,000
Net Profit225,015,000
Prev. Quarter Profit200,992,000
Net Profit Growth Rate11.95%
Reserve1,102,840,000
Operating Profit353,596,000
Total Assets16,996,950,000
Deposit6,189,342,000
Loan12,749,291,000
Net Interest Income601,546,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS71.48
ROA2.43
PE Ratio18.13
NPL %2.71
Net Worth302.57
CD Ratio223.17
PEG Value2.69

🏦 Fundamental Overview

Paid-up Capital500,415,000
Net Profit89,427,000
Prev. Quarter Profit83,781,000
Net Profit Growth Rate6.74%
Reserve1,013,701,000
Operating Profit140,528,000
Total Assets14,730,663,000
Deposit5,897,681,000
Loan11,675,797,000
Net Interest Income290,124,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS50.18
ROA1.89
PE Ratio25.82
NPL %4.67
Net Worth284.70
CD Ratio213.21
PEG Value-1.35

🏦 Fundamental Overview

Paid-up Capital500,415,000
Net Profit251,100,000
Prev. Quarter Profit310,412,000
Net Profit Growth Rate-19.11%
Reserve924,274,000
Operating Profit394,586,000
Total Assets13,285,740,000
Deposit5,611,778,000
Loan11,820,501,000
Net Interest Income735,206,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS43.49
ROA2.17
PE Ratio29.79
NPL %1.06
Net Worth278.01
CD Ratio222.61
PEG Value-3.85

🏦 Fundamental Overview

Paid-up Capital500,415,000
Net Profit217,614,000
Prev. Quarter Profit235,874,000
Net Profit Growth Rate-7.74%
Reserve890,788,000
Operating Profit541,867,000
Total Assets13,396,959,000
Deposit5,432,941,000
Loan10,846,039,000
Net Interest Income562,138,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS80.33
ROA3.15
PE Ratio16.13
NPL %0.77
Net Worth274.42
CD Ratio213.41
PEG Value0.55

🏦 Fundamental Overview

Paid-up Capital500,415,000
Net Profit200,992,000
Prev. Quarter Profit155,131,000
Net Profit Growth Rate29.56%
Reserve872,801,000
Operating Profit315,747,000
Total Assets12,780,802,000
Deposit5,180,797,000
Loan10,116,592,000
Net Interest Income448,302,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS88.73
ROA2.83
PE Ratio14.60
NPL %0.82
Net Worth352.74
CD Ratio211.20
PEG Value3.50

🏦 Fundamental Overview

Paid-up Capital377,672,000
Net Profit83,781,000
Prev. Quarter Profit80,428,000
Net Profit Growth Rate4.17%
Reserve954,544,000
Operating Profit131,559,000
Total Assets11,858,540,000
Deposit4,870,364,000
Loan10,068,968,000
Net Interest Income221,845,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS82.19
ROA2.77
PE Ratio15.76
NPL %0.47
Net Worth333.03
CD Ratio221.14
PEG Value1.51

🏦 Fundamental Overview

Paid-up Capital377,672,000
Net Profit310,412,000
Prev. Quarter Profit281,048,000
Net Profit Growth Rate10.45%
Reserve880,092,000
Operating Profit486,887,000
Total Assets11,201,937,000
Deposit4,621,659,000
Loan9,520,004,000
Net Interest Income752,078,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS62.45
ROA2.98
PE Ratio20.75
NPL %0.76
Net Worth313.29
CD Ratio223.77
PEG Value1.94

🏦 Fundamental Overview

Paid-up Capital377,672,000
Net Profit235,874,000
Prev. Quarter Profit213,129,000
Net Profit Growth Rate10.67%
Reserve805,555,000
Operating Profit369,961,000
Total Assets10,568,316,000
Deposit4,334,071,000
Loan8,676,953,000
Net Interest Income590,889,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS103.36
ROA3.16
PE Ratio12.53
NPL %0.66
Net Worth393.96
CD Ratio243.86
PEG Value1.88

🏦 Fundamental Overview

Paid-up Capital300,165,000
Net Profit155,131,000
Prev. Quarter Profit145,449,000
Net Profit Growth Rate6.66%
Reserve882,356,000
Operating Profit243,777,000
Total Assets9,803,897,000
Deposit3,616,754,000
Loan8,112,272,000
Net Interest Income378,473,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS107.18
ROA3.45
PE Ratio12.09
NPL %0.61
Net Worth372.83
CD Ratio242.36
PEG Value0.65

🏦 Fundamental Overview

Paid-up Capital300,165,000
Net Profit80,428,000
Prev. Quarter Profit67,883,000
Net Profit Growth Rate18.48%
Reserve818,936,000
Operating Profit126,386,000
Total Assets9,315,665,000
Deposit3,394,455,000
Loan7,679,670,000
Net Interest Income180,857,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS93.63
ROA3.28
PE Ratio13.84
NPL %0.39
Net Worth346.03
CD Ratio242.38
PEG Value0.16

🏦 Fundamental Overview

Paid-up Capital300,166,000
Net Profit281,048,000
Prev. Quarter Profit150,692,000
Net Profit Growth Rate86.50%
Reserve738,508,000
Operating Profit441,647,000
Total Assets8,572,453,000
Deposit3,209,899,000
Loan7,217,274,000
Net Interest Income640,414,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS71.00
ROA3.53
PE Ratio18.25
NPL %0.71
Net Worth323.41
CD Ratio246.00
PEG Value4.42

🏦 Fundamental Overview

Paid-up Capital300,166,000
Net Profit213,129,000
Prev. Quarter Profit204,676,000
Net Profit Growth Rate4.13%
Reserve670,589,000
Operating Profit334,918,000
Total Assets8,053,371,000
Deposit2,973,739,000
Loan6,498,293,000
Net Interest Income463,106,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS145.45
ROA3.70
PE Ratio8.91
NPL %0.67
Net Worth451.45
CD Ratio238.00
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital200,000,000
Net Profit145,449,000
Net Profit Growth Rate0.00%
Reserve702,908,000
Operating Profit228,563,000
Total Assets7,861,529,000
Deposit2,771,394,000
Loan6,299,485,000
Net Interest Income310,596,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS135.77
ROA3.57
PE Ratio9.54
NPL %0.49
Net Worth433.81
CD Ratio224.81
PEG Value0.92

🏦 Fundamental Overview

Paid-up Capital200,000,000
Net Profit67,883,000
Prev. Quarter Profit61,529,000
Net Profit Growth Rate10.33%
Reserve667,616,000
Operating Profit106,595,000
Total Assets7,611,327,000
Deposit2,838,344,000
Loan6,152,040,000
Net Interest Income156,063,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS75.35
ROA2.16
PE Ratio17.20
NPL %0.29
Net Worth399.89
CD Ratio261.15
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital200,000,000
Net Profit150,692,000
Net Profit Growth Rate0.00%
Reserve599,783,000
Operating Profit372,163,000
Total Assets6,970,331,000
Deposit2,385,561,000
Loan6,049,744,000
Net Interest Income657,433,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS102.34
ROA3.97
PE Ratio12.66
NPL %0.29
Net Worth376.88
CD Ratio252.17
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital200,000,000
Net Profit204,676,000
Net Profit Growth Rate0.00%
Reserve553,767,000
Operating Profit299,851,000
Total Assets6,865,971,000
Deposit2,399,116,000
Net Interest Income487,997,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%
Loan4,852,077,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1109.00 (19.00)
Change %1.74%
Share Outstanding10555637
EPS175.80
ROA4.28
PE Ratio7.37
NPL %0.28
Net Worth399.16
CD Ratio243.06
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital140,000,000
Net Profit61,529,000
Net Profit Growth Rate0.00%
Reserve418,822,000
Operating Profit96,688,000
Total Assets5,756,040,000
Deposit1,996,252,000
Net Interest Income148,020,000