October 6, 2025
Ganapati Laghubitta Bittiya Sanstha Limited (GMFBS) - Quarterly Financial Report & Nepse Stock Data

Ganapati Laghubitta Bittiya Sanstha Limited (GMFBS)

Latest Fiscal Report: Q4 081/082

*Data updates daily at 4:00 PM after market close

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS28.04
ROE15.80
ROA1.59
PE Ratio60.27
NPL %4.51
Net Worth177.45
CD Ratio101.02
PEG Value0.34

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit42,503,095
Prev. Quarter Profit15,206,922
Net Profit Growth Rate179.50%
Reserve90,966,062
Operating Profit60,718,707
Distributable Profit26,408,629
Retained Earnings26,408,629
Total Assets2,667,909,904
Total Liabilities2,398,980,680
Deposit503,733,576
Loan2,293,911,719
Net Interest Income172,772,091
Fee & Commission Income841,512

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS20.51
ROE12.44
ROA1.24
PE Ratio82.35
NPL %5.94
Net Worth164.50
CD Ratio103.72
PEG Value0.48

🏦 Fundamental Overview

Paid-up Capital151,554,532
Net Profit23,310,231
Prev. Quarter Profit8,579,098
Net Profit Growth Rate171.71%
Reserve80,467,422
Operating Profit33,300,331
Distributable Profit8,417,514
Retained Earnings17,741,606
Total Assets2,510,154,706
Total Liabilities2,260,391,145
Deposit471,554,914
Loan2,211,736,095
Net Interest Income120,118,616
Fee & Commission Income548,000

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS16.30
ROE12.34
ROA1.02
PE Ratio103.62
NPL %4.13
Net Worth132.08
CD Ratio101.19
PEG Value6.92

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit12,350,114
Prev. Quarter Profit10,742,315
Net Profit Growth Rate14.97%
Reserve40,282,379
Operating Profit17,643,020
Distributable Profit8,330,240
Retained Earnings8,330,240
Total Assets2,410,188,659
Total Liabilities2,210,021,507
Deposit471,912,398
Loan2,117,351,502
Net Interest Income75,083,210
Fee & Commission Income171,590

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS2.73
ROE2.19
ROA0.17
PE Ratio618.68
NPL %4.93
Net Worth124.62
CD Ratio457.50
PEG Value-9.65

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit1,034,750
Prev. Quarter Profit2,881,191
Net Profit Growth Rate-64.09%
Reserve34,754,674
Operating Profit1,478,214
Distributable Profit-346,308
Retained Earnings2,556,872
Total Assets2,387,709,450
Total Liabilities2,198,843,371
Deposit445,288,533
Loan2,037,313,165
Net Interest Income35,773,508
Fee & Commission Income-121,826

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS10.03
ROE12.40
ROA1.32
PE Ratio85.48
NPL %4.79
Net Worth159.37
CD Ratio463.77
PEG Value-0.19

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit15,206,922
Prev. Quarter Profit-8,621,327
Net Profit Growth Rate-276.39%
Reserve88,461,006
Operating Profit42,783,003
Distributable Profit5,044,038
Retained Earnings1,514,409
Total Assets2,266,373,844
Total Liabilities2,024,843,896
Deposit442,713,807
Loan2,053,200,452
Net Interest Income133,315,178
Fee & Commission Income-509,796

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS7.55
ROE5.19
ROA0.51
PE Ratio223.71
NPL %4.94
Net Worth145.30
CD Ratio303.73
PEG Value-5.26

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit8,579,098
Prev. Quarter Profit14,922,896
Net Profit Growth Rate-42.51%
Reserve73,755,596
Operating Profit12,255,854
Distributable Profit-1,576,514
Retained Earnings-5,106,143
Total Assets2,247,152,602
Total Liabilities2,026,948,617
Deposit475,256,386
Loan2,080,391,702
Net Interest Income77,908,871
Fee & Commission Income-323,912

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS14.18
ROE9.66
ROA0.94
PE Ratio119.11
NPL %4.66
Net Worth146.74
CD Ratio431.06
PEG Value-22.34

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit10,742,315
Prev. Quarter Profit11,347,285
Net Profit Growth Rate-5.33%
Reserve68,757,973
Operating Profit15,346,164
Distributable Profit5,610,245
Retained Earnings2,080,616
Total Assets2,294,375,531
Total Liabilities2,071,982,409
Deposit486,372,297
Loan2,059,863,802
Net Interest Income52,529,106
Fee & Commission Income-179,961

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS7.60
ROE5.80
ROA0.50
PE Ratio222.24
NPL %4.93
Net Worth131.15
CD Ratio103.33
PEG Value-3.82

🏦 Fundamental Overview

Paid-up Capital151,554,532
Net Profit2,881,191
Prev. Quarter Profit6,892,695
Net Profit Growth Rate-58.20%
Reserve39,170,425
Operating Profit4,115,988
Distributable Profit8,031,669
Retained Earnings8,031,669
Total Assets2,322,236,952
Total Liabilities2,123,480,326
Deposit483,332,051
Loan2,034,318,261
Net Interest Income28,424,595
Fee & Commission Income-367,748

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS6.81
ROE3.59
ROA0.29
PE Ratio248.02
NPL %4.52
Net Worth129.24
CD Ratio421.39
PEG Value-1.70

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit-8,621,327
Prev. Quarter Profit18,616,170
Net Profit Growth Rate-146.31%
Reserve63,680,023
Operating Profit-10,952,366
Distributable Profit8,379,367
Retained Earnings-3,928,102
Total Assets2,458,216,736
Total Liabilities2,225,587,931
Deposit550,434,333
Loan2,240,132,343
Net Interest Income115,107,518
Fee & Commission Income-2,948,977

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS6.12
ROE9.77
ROA0.78
PE Ratio275.98
NPL %3.55
Net Worth134.40
CD Ratio444.64
PEG Value20.49

🏦 Fundamental Overview

Paid-up Capital151,554,532
Net Profit14,922,896
Prev. Quarter Profit13,151,540
Net Profit Growth Rate13.47%
Reserve43,293,992
Operating Profit20,991,033
Distributable Profit8,837
Retained Earnings8,837,140
Total Assets2,562,648,051
Total Liabilities2,225,587,931
Deposit544,634,277
Loan2,421,686,621
Net Interest Income86,529,016
Fee & Commission Income-3,166,101

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS14.97
ROE10.98
ROA0.86
PE Ratio112.83
NPL %1.84
Net Worth136.40
CD Ratio432.59
PEG Value6.36

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit11,347,285
Prev. Quarter Profit9,637,840
Net Profit Growth Rate17.74%
Reserve26,422,489
Operating Profit16,210,407
Distributable Profit8,850,882
Retained Earnings28,749,748
Total Assets2,630,543,845
Total Liabilities2,423,817,075
Deposit579,927,418
Loan2,508,723,380
Net Interest Income50,655,401
Fee & Commission Income-2,769,205

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS4.55
ROE12.68
ROA0.38
PE Ratio371.21
NPL %2.19
Net Worth143.47
CD Ratio107.34
PEG Value3.75

🏦 Fundamental Overview

Paid-up Capital151,554,533
Net Profit6,892,695
Prev. Quarter Profit3,463,020
Net Profit Growth Rate99.04%
Reserve30,634,234
Operating Profit9,846,707
Distributable Profit5,376,302
Retained Earnings35,253,291
Total Assets2,413,873,953
Total Liabilities2,196,431,895
Deposit569,691,201
Loan2,275,275,318
Net Interest Income35,634,360
Fee & Commission Income-988,352

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS12.28
ROE0.84
ROA0.81
PE Ratio137.54
NPL %1.64
Net Worth131.56
CD Ratio382.05
PEG Value-2.46

🏦 Fundamental Overview

Paid-up Capital151,554,530
Net Profit18,616,170
Prev. Quarter Profit42,131,230
Net Profit Growth Rate-55.81%
Reserve Surplus47,833,520
Operating Profit13,959,180
Total Assets2,289,365,670
Total Liabilities49,510,850
Deposit573,242,850
Loan2,190,082,670
Net Interest Income120,350,920
Fee & Commission Income47,765,080

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS11.57
ROE0.59
ROA0.58
PE Ratio145.98
NPL %2.03
Net Worth128.00
CD Ratio396.42
PEG Value-3.02

🏦 Fundamental Overview

Paid-up Capital151,554,530
Net Profit13,151,540
Prev. Quarter Profit25,464,160
Net Profit Growth Rate-48.35%
Reserve Surplus42,442,840
Operating Profit6,839,620
Total Assets2,284,028,680
Total Liabilities48,544,690
Deposit553,120,850
Loan2,192,703,510
Net Interest Income92,226,600

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS15.14
ROE0.44
ROA0.44
PE Ratio111.56
NPL %2.42
Net Worth149.60
CD Ratio393.33
PEG Value-1.66

🏦 Fundamental Overview

Paid-up Capital127,356,750
Net Profit9,637,840
Prev. Quarter Profit29,563,560
Net Profit Growth Rate-67.40%
Reserve Surplus63,169,750
Operating Profit2,677,940
Total Assets2,215,157,000
Total Liabilities45,973,830
Deposit519,771,010
Loan2,044,428,160
Net Interest Income63,147,330
Fee & Commission Income24,830,140

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS10.88
ROE0.18
ROA0.18
PE Ratio155.24
NPL %3.18
Net Worth165.09
CD Ratio397.75
PEG Value0.75

🏦 Fundamental Overview

Paid-up Capital127,356,750
Net Profit3,463,020
Prev. Quarter Profit1,132,310
Net Profit Growth Rate205.84%
Reserve Surplus82,895,210
Operating Profit7,090,840
Total Assets1,921,951,150
Total Liabilities38,832,980
Deposit465,013,910
Loan1,795,769,830
Net Interest Income28,810,590

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS33.08
ROE2.59
ROA2.53
PE Ratio51.06
NPL %2.35
Net Worth144.28
CD Ratio368.16
PEG Value0.67

🏦 Fundamental Overview

Paid-up Capital127,356,750
Net Profit42,131,230
Prev. Quarter Profit23,950,580
Net Profit Growth Rate75.91%
Reserve Surplus56,388,850
Operating Profit48,648,000
Total Assets1,668,289,540
Total Liabilities40,014,990
Deposit419,742,290
Loan1,545,306,320
Net Interest Income132,507,060
Fee & Commission Income34,719,280

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS26.66
ROE1.61
ROA1.55
PE Ratio63.35
NPL %2.69
Net Worth131.31
CD Ratio355.53
PEG Value1.07

🏦 Fundamental Overview

Paid-up Capital127,356,750
Net Profit25,464,160
Prev. Quarter Profit15,991,470
Net Profit Growth Rate59.24%
Reserve Surplus39,873,950
Operating Profit21,736,170
Total Assets1,638,187,320
Total Liabilities54,178,830
Deposit428,645,710
Loan1,523,951,100
Net Interest Income94,703,310

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS46.43
ROE1.90
ROA1.76
PE Ratio36.38
NPL %0.66
Net Worth134.66
CD Ratio392.39
PEG Value0.47

🏦 Fundamental Overview

Paid-up Capital127,356,750
Net Profit29,563,560
Prev. Quarter Profit16,612,890
Net Profit Growth Rate77.96%
Reserve Surplus44,142,600
Operating Profit24,871,670
Total Assets1,676,290,220
Total Liabilities33,839,400
Deposit393,041,360
Loan1,542,253,060
Net Interest Income63,645,950

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS4.09
ROE0.07
ROA0.07
PE Ratio412.96
NPL %2.75
Net Worth130.28
CD Ratio305.00
PEG Value-5.21

🏦 Fundamental Overview

Paid-up Capital110,745,000
Net Profit1,132,310
Prev. Quarter Profit5,464,310
Net Profit Growth Rate-79.28%
Reserve Surplus33,533,770
Operating Profit-15,976,810
Total Assets1,554,495,560
Total Liabilities22,553,910
Deposit349,705,100
Loan1,450,412,800
Net Interest Income18,323,260

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS21.63
ROE1.81
ROA1.78
PE Ratio78.09
NPL %1.77
Net Worth129.37
CD Ratio290.61
PEG Value-3.64

🏦 Fundamental Overview

Paid-up Capital110,745,000
Net Profit23,950,580
Prev. Quarter Profit30,481,370
Net Profit Growth Rate-21.43%
Reserve Surplus32,526,120
Operating Profit30,390,880
Total Assets1,342,901,540
Total Liabilities19,531,290
Deposit303,932,830
Loan1,276,031,860
Net Interest Income94,146,520

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS19.25
ROE1.20
ROA1.59
PE Ratio87.74
NPL %1.28
Net Worth122.67
CD Ratio276.72
PEG Value-3.10

🏦 Fundamental Overview

Paid-up Capital110,745,000
Net Profit15,991,470
Prev. Quarter Profit22,309,890
Net Profit Growth Rate-28.32%
Reserve Surplus25,107,740
Operating Profit23,754,610
Total Assets1,344,387,740
Total Liabilities16,529,360
Deposit318,458,870
Loan1,239,545,370
Net Interest Income55,340,740

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS32.10
ROE1.38
ROA1.36
PE Ratio52.62
NPL %0.59
Net Worth131.89
CD Ratio261.80
PEG Value5.59

🏦 Fundamental Overview

Paid-up Capital103,500,000
Net Profit16,612,890
Prev. Quarter Profit15,183,410
Net Profit Growth Rate9.41%
Reserve Surplus33,006,630
Operating Profit23,994,470
Total Assets1,221,075,320
Total Liabilities14,408,390
Deposit288,257,190
Loan1,098,749,580
Net Interest Income43,708,140

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS21.12
ROE0.50
ROA0.49
PE Ratio79.97
NPL %0.82
Net Worth121.41
CD Ratio260.20
PEG Value7.53

🏦 Fundamental Overview

Paid-up Capital103,500,000
Net Profit5,464,310
Prev. Quarter Profit4,939,670
Net Profit Growth Rate10.62%
Reserve Surplus22,157,170
Operating Profit6,789,690
Total Assets1,115,724,380
Total Liabilities15,324,010
Deposit264,984,590
Loan996,724,980
Net Interest Income19,658,960

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS29.45
ROE3.19
ROA3.16
PE Ratio57.35
NPL %0.69
Net Worth116.57
CD Ratio249.30
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital103,500,000
Net Profit30,481,370
Net Profit Growth Rate0.00%
Reserve Surplus17,146,670
Operating Profit37,374,480
Total Assets965,563,660
Total Liabilities10,983,130
Deposit237,234,610
Loan877,543,480
Net Interest Income60,905,880

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS21.55
ROE2.66
ROA2.63
PE Ratio78.36
NPL %0.97
Net Worth108.75
CD Ratio276.75
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital70,000,000
Net Profit22,309,890
Net Profit Growth Rate0.00%
Reserve Surplus9,054,180
Operating Profit26,053,590
Total Assets846,776,610
Total Liabilities7,950,810
Deposit208,015,500
Loan779,224,430
Net Interest Income41,946,500

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS43.38
ROE2.16
ROA2.14
PE Ratio38.93
NPL %1.10
Net Worth102.89
CD Ratio276.96
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital70,000,000
Net Profit15,183,410
Net Profit Growth Rate0.00%
Reserve Surplus2,022,700
Operating Profit14,016,900
Total Assets709,790,280
Total Liabilities5,657,320
Deposit173,909,390
Loan666,911,420
Net Interest Income26,727,280

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS28.23
ROE0.68
ROA0.67
PE Ratio59.83
NPL %1.37
Net Worth114.03
CD Ratio294.73
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital70,000,000
Net Profit4,939,670
Net Profit Growth Rate0.00%
Reserve Surplus-9,823,530
Operating Profit3,155,170
Total Assets733,824,240
Total Liabilities5,250,960
Deposit153,754,950
Loan620,084,600
Net Interest Income11,656,720

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Prev. Quarter Profit6,437,000
Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Prev. Quarter Profit2,031,000
Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%
Loan72,647,000

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS9.20
ROA7.47
PE Ratio183.67
Net Worth109.30
CD Ratio106.41
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital70,000,000
Net Profit6,437,000
Net Profit Growth Rate0.00%
Reserve6,512,000
Operating Profit6,503,000
Total Assets114,859,000
Deposit6,304,000
Loan3,235,000
Net Interest Income2,784,000

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
EPS5.80
ROA5.84
PE Ratio291.06
Net Worth103.01
CD Ratio4.60
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital70,000,000
Net Profit2,031,000
Net Profit Growth Rate0.00%
Reserve2,106,000
Operating Profit2,031,000
Total Assets69,523,000
Deposit261,000
Net Interest Income1,192,000

Overview

As of Sep 28, 2025 | 02:29 PM
LTP1580.00 (-20.00)
Change %-1.25%
Share Outstanding1515545
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%