October 5, 2025
Kalika Microcredit Development Bank Ltd. (KMCDB) - Quarterly Financial Report & Nepse Stock Data

Kalika Microcredit Development Bank Ltd. (KMCDB)

Latest Fiscal Report: Q4 081/082

*Data updates daily at 4:00 PM after market close

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS26.51
ROE14.21
ROA2.00
PE Ratio42.20
NPL %4.67
Net Worth186.44
CD Ratio110.70
PEG Value0.59

🏦 Fundamental Overview

Paid-up Capital407,692,305
Net Profit108,068,522
Prev. Quarter Profit63,125,752
Net Profit Growth Rate71.20%
Reserve288,370,629
Operating Profit154,239,244
Distributable Profit61,940,546
Retained Earnings64,036,182
Total Assets5,295,655,969
Total Liabilities4,535,556,853
Deposit1,646,933,487
Loan4,847,429,143
Net Interest Income381,015,151
Fee & Commission Income52,013,704

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS22.24
ROE12.59
ROA1.79
PE Ratio48.89
NPL %5.27
Net Worth176.85
CD Ratio111.98
PEG Value0.44

🏦 Fundamental Overview

Paid-up Capital407,692,305
Net Profit68,000,044
Prev. Quarter Profit32,126,634
Net Profit Growth Rate111.66%
Reserve273,276,684
Operating Profit97,037,331
Distributable Profit36,865,405
Retained Earnings38,961,041
Total Assets5,070,885,470
Total Liabilities4,350,955,441
Deposit1,588,817,007
Loan4,680,937,259
Net Interest Income268,131,438

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS20.68
ROE12.08
ROA1.78
PE Ratio52.58
NPL %4.67
Net Worth171.24
CD Ratio115.63
PEG Value0.39

🏦 Fundamental Overview

Paid-up Capital407,692,305
Net Profit42,155,186
Prev. Quarter Profit17,947,415
Net Profit Growth Rate134.88%
Reserve261,999,855
Distributable Profit26,355,647
Retained Earnings28,451,284
Total Assets4,742,734,154
Total Liabilities4,044,590,711
Deposit1,515,052,050
Loan4,474,974,570
Net Interest Income170,810,765

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS18.27
ROE2.58
ROA1.50
PE Ratio59.52
NPL %4.24
Net Worth176.89
CD Ratio115.49
PEG Value0.28

🏦 Fundamental Overview

Paid-up Capital372,321,740
Net Profit17,002,860
Prev. Quarter Profit5,487,155
Net Profit Growth Rate209.87%
Reserve214,474,330
Operating Profit24,289,800
Retained Earnings71,798,660
Total Assets4,532,787,240
Total Liabilities3,874,192,520
Deposit1,401,667,380
Loan4,279,299,700
Net Interest Income82,898,230
Fee & Commission Income5,211,419

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS16.95
ROE9.82
ROA1.50
PE Ratio64.15
NPL %3.79
Net Worth172.70
CD Ratio114.51
PEG Value1.76

🏦 Fundamental Overview

Paid-up Capital372,321,739
Net Profit63,125,752
Prev. Quarter Profit46,243,280
Net Profit Growth Rate36.51%
Reserve204,079,916
Operating Profit94,501,603
Distributable Profit34,498,408
Retained Earnings66,587,236
Total Assets4,216,046,195
Total Liabilities3,573,057,303
Deposit1,355,134,146
Loan3,903,245,016
Net Interest Income255,009,437

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS11.50
ROE7.01
ROA1.08
PE Ratio94.56
NPL %4.96
Net Worth164.18
CD Ratio116.88
PEG Value-9.63

🏦 Fundamental Overview

Paid-up Capital372,321,739
Net Profit32,126,634
Prev. Quarter Profit35,623,667
Net Profit Growth Rate-9.82%
Reserve191,598,766
Operating Profit45,895,192
Distributable Profit15,282,449
Retained Earnings47,371,277
Total Assets3,968,511,814
Total Liabilities5,986,531,324
Deposit1,306,098,846
Loan3,692,465,440
Net Interest Income180,310,408

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS9.64
ROE6.01
ROA0.91
PE Ratio112.80
NPL %4.82
Net Worth160.46
CD Ratio296.97
PEG Value-3.37

🏦 Fundamental Overview

Paid-up Capital372,321,739
Net Profit17,947,415
Prev. Quarter Profit26,980,222
Net Profit Growth Rate-33.48%
Reserve184,364,394
Operating Profit25,639,165
Distributable Profit7,664,608
Retained Earnings40,748,881
Total Assets3,951,221,830
Total Liabilities3,353,789,816
Deposit1,293,998,458
Loan3,696,636,051
Net Interest Income116,912,409

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS5.90
ROE3.91
ROA0.54
PE Ratio184.30
NPL %4.63
Net Worth150.58
CD Ratio117.28
PEG Value-3.16

🏦 Fundamental Overview

Paid-up Capital372,321,739
Net Profit5,487,155
Prev. Quarter Profit13,167,000
Net Profit Growth Rate-58.33%
Reserve119,373,336
Operating Profit7,838,793
Distributable Profit-822,519
Retained Earnings68,934,090
Total Assets4,093,772,786
Total Liabilities126,714,972
Deposit1,315,596,909
Loan3,779,661,113
Net Interest Income62,295,975

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS12.42
ROE8.33
ROA1.17
PE Ratio87.55
NPL %4.13
Net Worth149.07
CD Ratio286.44
PEG Value-1.37

🏦 Fundamental Overview

Paid-up Capital372,321,739
Net Profit46,243,280
Prev. Quarter Profit128,496,000
Net Profit Growth Rate-64.01%
Reserve173,541,625
Operating Profit34,490,655
Distributable Profit36,069,758
Retained Earnings33,084,271
Total Assets4,216,046,195
Total Liabilities3,573,057,303
Deposit1,368,929,426
Loan3,700,359,973
Net Interest Income255,055,357

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS12.73
ROE8.71
ROA1.21
PE Ratio85.42
NPL %5.60
Net Worth143.38
CD Ratio275.16
PEG Value-1.25

🏦 Fundamental Overview

Paid-up Capital372,321,739
Net Profit35,623,667
Prev. Quarter Profit111,864,000
Net Profit Growth Rate-68.15%
Reserve173,541,625
Operating Profit50,890,953
Distributable Profit27,789,460
Retained Earnings58,890,043
Total Assets3,913,420,412
Total Liabilities124,565,920
Deposit1,400,887,453
Loan3,677,897,256
Net Interest Income197,697,271

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS17.25
ROE9.52
ROA1.32
PE Ratio63.04
NPL %4.40
Net Worth181.08
CD Ratio273.13
PEG Value-0.93

🏦 Fundamental Overview

Paid-up Capital312,875,411
Net Profit26,980,222
Prev. Quarter Profit84,095,000
Net Profit Growth Rate-67.92%
Reserve91,252,843
Operating Profit38,543,175
Distributable Profit21,044,573
Retained Earnings162,436,152
Total Assets4,093,621,091
Total Liabilities3,527,056,684
Deposit1,454,932,778
Loan3,820,930,698
Net Interest Income137,674,192

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS16.21
ROE9.52
ROA1.21
PE Ratio67.08
NPL %3.37
Net Worth176.85
CD Ratio272.40
PEG Value-0.92

🏦 Fundamental Overview

Paid-up Capital312,875,000
Net Profit13,167,000
Prev. Quarter Profit48,017,000
Net Profit Growth Rate-72.58%
Reserve Surplus240,458,000
Operating Profit8,431,000
Total Assets4,340,071,000
Total Liabilities276,396,000
Deposit1,448,314,000
Loan3,945,261,000
Net Interest Income71,154,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS41.07
ROE3.26
ROA3.05
PE Ratio26.48
NPL %3.11
Net Worth172.68
CD Ratio266.67
PEG Value0.20

🏦 Fundamental Overview

Paid-up Capital312,875,000
Net Profit128,496,000
Prev. Quarter Profit55,216,000
Net Profit Growth Rate132.72%
Reserve Surplus227,383,000
Operating Profit89,283,000
Total Assets4,205,645,000
Total Liabilities272,274,000
Deposit1,468,720,000
Loan3,916,632,000
Net Interest Income294,796,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS47.67
ROE2.90
ROA2.72
PE Ratio22.81
NPL %3.72
Net Worth167.73
CD Ratio273.50
PEG Value0.26

🏦 Fundamental Overview

Paid-up Capital312,875,000
Net Profit111,864,000
Prev. Quarter Profit60,097,000
Net Profit Growth Rate86.14%
Reserve Surplus211,924,000
Operating Profit144,650,000
Total Assets4,126,977,000
Total Liabilities271,419,000
Deposit1,427,606,000
Loan3,904,481,000
Net Interest Income219,546,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS60.74
ROE2.43
ROA2.26
PE Ratio17.90
NPL %3.87
Net Worth179.72
CD Ratio262.77
PEG Value0.09

🏦 Fundamental Overview

Paid-up Capital276,881,000
Net Profit84,095,000
Prev. Quarter Profit27,555,000
Net Profit Growth Rate205.19%
Reserve Surplus220,716,000
Operating Profit63,755,000
Total Assets3,729,494,000
Total Liabilities265,888,000
Deposit1,345,128,000
Loan3,534,544,000
Net Interest Income151,670,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS69.20
ROE1.46
ROA1.34
PE Ratio15.71
NPL %4.32
Net Worth169.68
CD Ratio268.62
PEG Value-0.01

🏦 Fundamental Overview

Paid-up Capital277,563,000
Net Profit48,017,000
Prev. Quarter Profit-4,187,590
Net Profit Growth Rate-1,246.65%
Reserve193,402,000
Operating Profit25,928,000
Total Assets3,588,079,000
Total Liabilities297,377,000
Deposit1,259,080,000
Loan3,005,871,000
Net Interest Income76,357,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS19.89
ROE1.85
ROA1.69
PE Ratio54.67
NPL %6.20
Net Worth154.17
CD Ratio259.50
PEG Value0.05

🏦 Fundamental Overview

Paid-up Capital277,563,000
Net Profit55,216,000
Prev. Quarter Profit4,869,000
Net Profit Growth Rate1,034.03%
Reserve Surplus150,355,000
Operating Profit-26,009,000
Total Assets3,261,874,000
Deposit1,158,314,000
Loan2,994,656,000
Net Interest Income291,506,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS31.75
ROE1.98
ROA1.80
PE Ratio34.25
NPL %4.74
Net Worth170.45
CD Ratio248.82
PEG Value0.03

🏦 Fundamental Overview

Paid-up Capital252,330,000
Net Profit60,097,000
Prev. Quarter Profit4,105,000
Net Profit Growth Rate1,364.00%
Reserve177,788,000
Operating Profit7,283,000
Total Assets3,333,975,000
Deposit1,203,542,000
Loan2,658,216,000
Net Interest Income209,144,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS21.84
ROE0.96
ROA0.89
PE Ratio49.79
NPL %4.66
Net Worth169.10
CD Ratio235.31
PEG Value0.05

🏦 Fundamental Overview

Paid-up Capital252,330,000
Net Profit27,555,000
Prev. Quarter Profit2,709,000
Net Profit Growth Rate917.17%
Reserve Surplus174,352,000
Operating Profit9,575,000
Total Assets3,124,415,000
Total Liabilities224,487,000
Loan2,658,216,000
Net Interest Income130,337,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS-1.66
ROE-0.15
ROA-0.14
PE Ratio-655.22
NPL %4.92
Net Worth156.00
CD Ratio226.81
PEG Value4.20

🏦 Fundamental Overview

Paid-up Capital252,330,000
Net Profit-4,187,590
Prev. Quarter Profit7,483,000
Net Profit Growth Rate-155.96%
Reserve143,691,000
Operating Profit11,483,000
Total Assets2,875,777,000
Total Liabilities187,332,000
Deposit1,066,218,000
Loan2,410,090,000
Net Interest Income63,530,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS7.82
ROE0.19
ROA0.18
PE Ratio139.05
NPL %2.98
Net Worth145.61
CD Ratio225.68
PEG Value-1.82

🏦 Fundamental Overview

Paid-up Capital252,330,000
Net Profit4,869,000
Prev. Quarter Profit20,752,000
Net Profit Growth Rate-76.54%
Reserve146,917,000
Operating Profit-29,313,000
Total Assets2,776,081,000
Deposit1,067,907,000
Loan2,425,583,000
Net Interest Income163,288,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS10.02
ROE0.15
ROA0.14
PE Ratio108.52
NPL %3.05
Net Worth134.62
CD Ratio229.18
PEG Value-1.36

🏦 Fundamental Overview

Paid-up Capital252,330,000
Net Profit4,105,000
Prev. Quarter Profit20,049,000
Net Profit Growth Rate-79.53%
Reserve146,891,000
Operating Profit-6,358,000
Total Assets2,879,792,000
Deposit1,058,370,000
Loan2,480,166,000
Net Interest Income110,549,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS13.93
ROE0.10
ROA0.10
PE Ratio78.06
NPL %3.01
Net Worth133.40
CD Ratio243.21
PEG Value-1.74

🏦 Fundamental Overview

Paid-up Capital252,330,000
Net Profit2,709,000
Prev. Quarter Profit4,918,000
Net Profit Growth Rate-44.92%
Reserve146,506,000
Operating Profit-4,255,000
Total Assets2,877,101,000
Total Liabilities141,632,000
Deposit1,019,772,000
Loan1,818,515,000
Net Interest Income81,658,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS27.72
ROA1.53
PE Ratio39.22
NPL %2.03
Net Worth197.67
CD Ratio242.58
PEG Value0.08

🏦 Fundamental Overview

Paid-up Capital108,000,000
Net Profit7,483,000
Prev. Quarter Profit1,242,000
Net Profit Growth Rate502.50%
Reserve105,478,000
Operating Profit8,605,000
Total Assets1,955,741,000
Total Liabilities80,261,000
Deposit749,651,000
Loan1,813,517,000
Net Interest Income40,958,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS19.25
ROA1.01
PE Ratio56.49
NPL %1.60
Net Worth162.69
CD Ratio249.58
PEG Value-2.80

🏦 Fundamental Overview

Paid-up Capital108,000,000
Net Profit20,752,000
Prev. Quarter Profit25,993,000
Net Profit Growth Rate-20.16%
Reserve Surplus67,710,000
Operating Profit11,846,000
Total Assets2,047,030,000
Deposit726,632,000
Loan1,813,517,000
Net Interest Income134,676,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS24.75
ROA1.43
PE Ratio43.93
NPL %1.28
Net Worth162.04
CD Ratio262.60
PEG Value10.57

🏦 Fundamental Overview

Paid-up Capital108,000,000
Net Profit20,049,000
Prev. Quarter Profit19,249,000
Net Profit Growth Rate4.16%
Reserve67,007,000
Operating Profit14,095,000
Total Assets1,874,745,000
Deposit672,324,000
Loan1,530,879,000
Net Interest Income94,992,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS9.11
ROA0.58
PE Ratio119.36
NPL %1.59
Net Worth148.03
CD Ratio254.02
PEG Value-4.81

🏦 Fundamental Overview

Paid-up Capital108,000,000
Net Profit4,918,000
Prev. Quarter Profit6,541,000
Net Profit Growth Rate-24.81%
Reserve Surplus51,876,000
Operating Profit2,781,000
Total Assets1,702,398,000
Total Liabilities104,354,000
Deposit602,654,000
Loan1,327,946,000
Net Interest Income60,288,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS4.97
ROA0.33
PE Ratio218.79
NPL %1.75
Net Worth158.56
CD Ratio245.85
PEG Value-9.32

🏦 Fundamental Overview

Paid-up Capital100,000,000
Net Profit1,242,000
Prev. Quarter Profit1,623,000
Net Profit Growth Rate-23.48%
Reserve58,559,000
Operating Profit290,000
Total Assets1,523,236,000
Deposit540,143,000
Loan1,205,656,000
Net Interest Income29,403,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS25.99
ROA1.96
PE Ratio41.84
NPL %1.64
Net Worth157.32
CD Ratio241.61
PEG Value2.52

🏦 Fundamental Overview

Paid-up Capital100,000,000
Net Profit25,993,000
Prev. Quarter Profit22,297,000
Net Profit Growth Rate16.58%
Reserve57,319,000
Operating Profit34,127,000
Total Assets1,327,763,000
Total Liabilities81,934,000
Deposit499,017,000
Loan1,110,830,000
Net Interest Income93,656,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS25.67
ROA2.04
PE Ratio42.36
NPL %1.89
Net Worth150.57
CD Ratio243.63
PEG Value-5.78

🏦 Fundamental Overview

Paid-up Capital100,000,000
Net Profit19,249,000
Prev. Quarter Profit20,770,000
Net Profit Growth Rate-7.32%
Reserve50,575,000
Operating Profit24,947,000
Total Assets1,261,004,000
Deposit455,948,000
Loan1,009,910,000
Net Interest Income67,986,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS15.86
ROA1.05
PE Ratio68.57
NPL %2.23
Net Worth167.99
CD Ratio237.82
PEG Value-1.29

🏦 Fundamental Overview

Paid-up Capital82,500,000
Net Profit6,541,000
Prev. Quarter Profit13,996,000
Net Profit Growth Rate-53.27%
Reserve56,094,000
Operating Profit7,901,000
Total Assets1,244,987,000
Total Liabilities71,864,000
Deposit424,657,000
Loan891,005,000
Net Interest Income41,394,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS7.87
ROA0.53
PE Ratio138.17
NPL %1.75
Net Worth162.03
CD Ratio239.15
PEG Value-1.96

🏦 Fundamental Overview

Paid-up Capital82,500,000
Net Profit1,623,000
Prev. Quarter Profit5,515,000
Net Profit Growth Rate-70.57%
Reserve51,175,000
Operating Profit2,550,000
Total Assets1,229,459,000
Total Liabilities63,829,000
Deposit376,976,000
Loan769,037,000
Net Interest Income22,105,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
ROA2.42
PE Ratio0.00
NPL %1.52
CD Ratio239.15
PEG Value0.00

🏦 Fundamental Overview

Net Profit22,297,000
Net Profit Growth Rate0.00%
Reserve52,738,000
Operating Profit30,491,000
Total Assets922,314,000
Deposit321,576,000
Loan604,398,000
Net Interest Income71,609,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS41.54
ROA4.04
PE Ratio26.18
NPL %1.83
Net Worth264.47
CD Ratio213.40
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital50,000,000
Net Profit20,770,000
Net Profit Growth Rate0.00%
Reserve82,236,000
Operating Profit29,139,000
Total Assets685,237,000
Deposit283,219,000
Loan537,107,000
Net Interest Income51,653,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS55.98
ROA4.35
PE Ratio19.42
NPL %1.70
Net Worth250.92
CD Ratio209.93
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital50,000,000
Net Profit13,996,000
Net Profit Growth Rate0.00%
Reserve75,462,000
Operating Profit20,461,000
Total Assets643,107,000
Deposit255,856,000
Loan497,553,000
Net Interest Income33,847,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1057.00 (27.00)
Change %2.62%
Share Outstanding3723217
EPS44.12
ROA3.72
PE Ratio24.65
NPL %1.61
Net Worth233.76
CD Ratio214.63
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital50,000,000
Net Profit5,515,000
Net Profit Growth Rate0.00%
Reserve66,882,000
Operating Profit7,830,000
Total Assets593,529,000
Deposit231,819,000
Net Interest Income15,923,000