Swabhimaan Laghubitta Bittiya Sanstha Limited (SMFBS) - Quarterly Financial Report & Nepse Stock Data

Swabhimaan Laghubitta Bittiya Sanstha Limited (SMFBS)

Latest Fiscal Report: Q4 081/082

*Data updates daily at 4:00 PM after market close

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS47.15
ROE25.18
ROA2.32
PE Ratio41.13
NPL %4.20
Net Worth187.27
CD Ratio152.32
PEG Value0.19

🏦 Fundamental Overview

Paid-up Capital153,445,509
Net Profit72,350,985
Prev. Quarter Profit22,752,550
Net Profit Growth Rate217.99%
Reserve76,564,761
Operating Profit109,414,718
Retained Earnings60,339,935
Total Assets3,122,469,160
Total Liabilities2,835,118,954
Deposit884,396,847
Loan2,884,103,650
Net Interest Income205,089,113
Fee & Commission Income30,509,365

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS32.61
ROE20.79
ROA1.61
PE Ratio56.29
NPL %4.11
Net Worth181.32
CD Ratio326.20
PEG Value0.03

🏦 Fundamental Overview

Paid-up Capital146,138,580
Net Profit35,737,470
Prev. Quarter Profit1,801,970
Net Profit Growth Rate1,883.24%
Reserve83,095,850
Operating Profit8,401,960
Total Assets2,957,080,270
Total Liabilities60,517,210
Deposit837,446,530
Loan2,731,845,030
Net Interest Income118,460,580

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS27.83
ROE17.40
ROA1.41
PE Ratio65.96
NPL %3.42
Net Worth173.79
CD Ratio327.77
PEG Value0.02

🏦 Fundamental Overview

Paid-up Capital146,138,580
Net Profit20,331,960
Prev. Quarter Profit566,700
Net Profit Growth Rate3,487.78%
Reserve87,502,680
Operating Profit-3,197,600
Total Assets2,888,541,810
Total Liabilities38,981,130
Deposit803,575,020
Loan2,633,902,810
Net Interest Income71,385,880
Fee & Commission Income1,701,280

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS-2.07
PE Ratio-886.85
NPL %4.17
Net Worth152.46
CD Ratio341.45
PEG Value22.68

🏦 Fundamental Overview

Paid-up Capital146,138,580
Net Profit-12,092,140
Prev. Quarter Profit-19,855,100
Net Profit Growth Rate-39.10%
Reserve88,766,010
Operating Profit-18,572,630
Total Assets2,579,723,200
Total Liabilities14,610,820
Deposit714,752,280
Loan2,440,528,460
Net Interest Income13,504,610

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS15.57
ROE10.27
ROA0.90
PE Ratio117.90
NPL %3.27
Net Worth167.15
CD Ratio335.05
PEG Value22.29

🏦 Fundamental Overview

Paid-up Capital146,138,590
Net Profit22,752,550
Prev. Quarter Profit21,609,520
Net Profit Growth Rate5.29%
Reserve75,381,420
Operating Profit-7,944,060
Total Assets2,518,225,520
Total Liabilities29,847,890
Deposit694,816,470
Loan2,328,002,610
Net Interest Income104,494,050

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS0.92
ROE1.15
ROA0.10
PE Ratio1995.40
NPL %3.70
Net Worth143.73
CD Ratio332.65
PEG Value-39.09

🏦 Fundamental Overview

Paid-up Capital146,138,580
Net Profit1,801,970
Prev. Quarter Profit3,681,420
Net Profit Growth Rate-51.05%
Reserve62,107,140
Operating Profit-27,034,120
Retained Earnings62,107,140
Total Assets2,392,682,960
Total Liabilities24,960,690
Deposit669,737,440
Loan2,227,882,680
Net Interest Income59,973,550

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS0.19
ROE0.50
ROA0.05
PE Ratio9661.95
NPL %3.09
Net Worth154.34
CD Ratio324.09
PEG Value-119.66

🏦 Fundamental Overview

Paid-up Capital146,138,580
Net Profit566,700
Prev. Quarter Profit2,943,600
Net Profit Growth Rate-80.75%
Reserve78,846,750
Operating Profit-21,386,820
Total Assets2,326,873,520
Total Liabilities33,353,760
Deposit659,174,580
Loan2,136,308,510
Net Interest Income37,954,470
Fee & Commission Income1,993,320

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS-3.40
PE Ratio-539.93
NPL %3.94
Net Worth140.20
CD Ratio318.60
PEG Value-2.80

🏦 Fundamental Overview

Paid-up Capital146,138,580
Net Profit-19,855,100
Prev. Quarter Profit-6,782,870
Net Profit Growth Rate192.72%
Reserve78,604,700
Operating Profit-29,975,140
Total Assets2,285,125,340
Total Liabilities19,321,690
Deposit625,857,140
Loan2,080,004,310
Net Interest Income3,230,090
Fee & Commission Income1,170,710

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS14.79
PE Ratio124.12
NPL %2.96
Net Worth159.87
CD Ratio305.52
PEG Value-2.10

🏦 Fundamental Overview

Paid-up Capital146,138,580
Net Profit21,609,520
Prev. Quarter Profit52,710,710
Net Profit Growth Rate-59.00%
Reserve Surplus65,887,490
Operating Profit-62,144,320
Total Assets2,338,731,360
Total Liabilities30,346,630
Deposit671,346,740
Loan2,051,070,830
Net Interest Income96,532,790

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS3.63
ROE2.53
ROA0.22
PE Ratio505.72
NPL %3.59
Net Worth135.32
CD Ratio292.03
PEG Value-5.69

🏦 Fundamental Overview

Paid-up Capital146,138,580
Net Profit3,681,420
Prev. Quarter Profit33,189,380
Net Profit Growth Rate-88.91%
Reserve Surplus1,127,300,300
Operating Profit5,843,530
Total Assets2,201,112,850
Total Liabilities18,717,490
Deposit694,430,900
Loan2,027,954,380
Net Interest Income49,701,220
Fee & Commission Income1,531,380

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS4.83
ROE2.51
ROA0.26
PE Ratio380.08
NPL %2.04
Net Worth190.15
CD Ratio292.45
PEG Value-4.39

🏦 Fundamental Overview

Paid-up Capital121,782,150
Net Profit2,943,600
Prev. Quarter Profit21,922,290
Net Profit Growth Rate-86.57%
Reserve Surplus112,730,030
Operating Profit4,672,380
Total Assets2,221,639,790
Total Liabilities17,972,330
Deposit713,407,240
Loan2,086,378,160
Net Interest Income32,485,260
Fee & Commission Income971,420

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS-22.28
ROE-0.30
ROA-0.29
PE Ratio-82.40
NPL %1.27
Net Worth209.27
CD Ratio305.93
PEG Value0.43

🏦 Fundamental Overview

Paid-up Capital121,782,150
Net Profit-6,782,870
Prev. Quarter Profit7,464,190
Net Profit Growth Rate-190.87%
Reserve Surplus112,719,090
Operating Profit-6,782,870
Total Assets2,285,760,860
Total Liabilities13,818,090
Deposit696,272,120
Loan2,130,103,560
Net Interest Income6,713,900
Fee & Commission Income203,180

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS43.28
PE Ratio42.42
NPL %0.85
Net Worth167.23
CD Ratio310.23
PEG Value-7.43

🏦 Fundamental Overview

Paid-up Capital121,782,150
Net Profit52,710,710
Prev. Quarter Profit55,901,300
Net Profit Growth Rate-5.71%
Reserve Surplus81,877,330
Operating Profit66,818,320
Total Assets2,246,963,740
Total Liabilities47,503,740
Deposit668,015,740
Loan2,072,380,500
Net Interest Income129,447,620

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS36.34
ROE1.59
ROA1.56
PE Ratio50.52
NPL %0.68
Net Worth153.14
CD Ratio318.24
PEG Value-3.13

🏦 Fundamental Overview

Paid-up Capital121,782,150
Net Profit33,189,380
Prev. Quarter Profit39,578,850
Net Profit Growth Rate-16.14%
Reserve Surplus64,713,100
Operating Profit37,896,860
Total Assets2,121,320,650
Total Liabilities35,076,230
Deposit626,671,220
Loan1,994,310,280
Net Interest Income85,488,150

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS36.00
ROE1.08
ROA1.06
PE Ratio50.99
NPL %0.66
Net Worth125.87
CD Ratio319.49
PEG Value-2.33

🏦 Fundamental Overview

Paid-up Capital121,782,150
Net Profit21,922,290
Prev. Quarter Profit28,054,910
Net Profit Growth Rate-21.86%
Reserve Surplus53,427,070
Operating Profit22,760,490
Total Assets2,059,179,570
Total Liabilities32,470,520
Deposit594,421,040
Loan1,899,128,410
Net Interest Income55,390,310

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS32.44
ROE0.38
ROA0.37
PE Ratio56.59
NPL %0.89
Net Worth176.33
CD Ratio311.16
PEG Value0.71

🏦 Fundamental Overview

Paid-up Capital92,050,000
Net Profit7,464,190
Prev. Quarter Profit4,158,540
Net Profit Growth Rate79.49%
Reserve Surplus70,265,970
Operating Profit4,896,570
Total Assets2,014,442,210
Total Liabilities24,331,330
Deposit5,506,960,940
Loan1,485,927,380
Net Interest Income21,170,980

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS60.73
ROE3.17
ROA3.16
PE Ratio30.23
NPL %0.68
Net Worth172.72
CD Ratio289.35
PEG Value0.20

🏦 Fundamental Overview

Paid-up Capital92,050,000
Net Profit55,901,300
Prev. Quarter Profit22,126,700
Net Profit Growth Rate152.64%
Reserve66,943,220
Operating Profit49,022,820
Total Assets1,767,613,170
Total Liabilities22,796,710
Deposit513,532,020
Loan1,390,414,330
Net Interest Income112,262,800

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS57.33
ROE2.37
ROA2.35
PE Ratio32.02
NPL %1.25
Net Worth140.66
CD Ratio295.97
PEG Value0.15

🏦 Fundamental Overview

Paid-up Capital92,050,000
Net Profit39,578,850
Prev. Quarter Profit12,697,950
Net Profit Growth Rate211.69%
Reserve Surplus50,618,340
Operating Profit53,511,460
Total Assets1,686,081,100
Total Liabilities16,486,470
Deposit469,789,970
Loan1,246,255,770
Net Interest Income71,039,600

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS73.15
ROE2.00
ROA1.99
PE Ratio25.10
NPL %0.85
Net Worth152.95
CD Ratio290.55
PEG Value0.17

🏦 Fundamental Overview

Paid-up Capital76,707,640
Net Profit28,054,910
Prev. Quarter Profit11,267,680
Net Profit Growth Rate148.99%
Reserve Surplus68,671,230
Operating Profit34,674,660
Total Assets1,413,444,510
Total Liabilities13,061,350
Deposit428,926,160
Loan1,246,255,770
Net Interest Income44,111,740

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS21.69
ROE0.32
ROA0.32
PE Ratio84.64
NPL %3.68
Net Worth142.16
CD Ratio281.79
PEG Value5.90

🏦 Fundamental Overview

Paid-up Capital76,707,640
Net Profit4,158,540
Prev. Quarter Profit3,636,590
Net Profit Growth Rate14.35%
Reserve Surplus44,818,860
Operating Profit6,600,860
Total Assets1,318,952,120
Total Liabilities10,111,170
Deposit394,458,190
Loan1,111,550,610
Net Interest Income13,302,070

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS28.85
ROE2.30
ROA1.97
PE Ratio63.63
NPL %0.95
Net Worth136.59
PEG Value-4.42

🏦 Fundamental Overview

Paid-up Capital76,707,640
Net Profit22,126,700
Prev. Quarter Profit25,846,520
Net Profit Growth Rate-14.39%
Reserve Surplus28,066,700
Operating Profit25,519,580
Total Assets1,125,044,600
Total Liabilities161,929,400
Deposit3,697,925,200
Loan937,074,800
Net Interest Income72,751,470

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS22.07
ROE1.22
ROA1.19
PE Ratio83.18
NPL %1.84
Net Worth124.85
PEG Value-6.76

🏦 Fundamental Overview

Paid-up Capital76,707,640
Net Profit12,697,950
Prev. Quarter Profit14,478,900
Net Profit Growth Rate-12.30%
Reserve Surplus19,059,950
Operating Profit14,312,990
Total Assets1,063,130,240
Total Liabilities21,027,700
Deposit3,581,341,990
Loan608,329,430
Net Interest Income41,242,860

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS36.43
ROE1.10
ROA1.09
PE Ratio50.39
NPL %0.89
Net Worth152.50
PEG Value1.40

🏦 Fundamental Overview

Paid-up Capital61,861,000
Net Profit11,267,680
Prev. Quarter Profit8,285,280
Net Profit Growth Rate36.00%
Reserve Surplus32,477,220
Operating Profit14,315,870
Total Assets1,036,445,600
Total Liabilities7,844,440
Deposit339,947,700
Loan893,247,430
Net Interest Income30,444,560

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS23.51
ROE0.39
ROA0.39
PE Ratio78.08
NPL %0.81
Net Worth162.21
PEG Value-48.99

🏦 Fundamental Overview

Paid-up Capital61,861,000
Net Profit3,636,590
Prev. Quarter Profit3,695,490
Net Profit Growth Rate-1.59%
Reserve Surplus38,482,560
Operating Profit4,057,630
Total Assets943,333,660
Total Liabilities2,785,120
Deposit316,273,080
Loan841,270,790
Net Interest Income11,338,140

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS41.78
ROE3.08
ROA3.03
PE Ratio43.94
NPL %0.60
Net Worth137.42
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital61,861,000
Net Profit25,846,520
Prev. Quarter Profit255,820
Net Profit Growth Rate10,003.40%
Reserve Surplus23,145,430
Operating Profit37,499,610
Total Assets85,393,060
Total Liabilities13,341,460
Deposit278,252,510
Loan792,115,970
Net Interest Income53,243,690

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS34.47
ROE1.92
ROA1.86
PE Ratio53.26
NPL %0.55
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit14,478,900
Net Profit Growth Rate0.00%
Reserve Surplus11,775,490
Operating Profit20,989,580
Total Assets780,381,990
Total Liabilities24,509,440
Deposit229,575,420
Loan700,429,270
Net Interest Income30,564,510

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS19.73
ROE1.23
ROA1.20
PE Ratio93.04
NPL %0.14
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit8,285,280
Net Profit Growth Rate0.00%
Reserve Surplus5,581,870
Operating Profit11,557,470
Total Assets689,891,720
Total Liabilities18,417,270
Deposit18,891,208
Loan608,329,430
Net Interest Income17,067,500

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS8.80
ROE0.61
ROA0.60
PE Ratio208.61
NPL %0.02
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit3,695,490
Net Profit Growth Rate0.00%
Reserve Surplus1,806,270
Operating Profit4,453,340
Total Assets614,497,370
Total Liabilities7,937,340
Deposit148,589,480
Loan507,451,820
Net Interest Income7,366,970

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
EPS0.61
ROE0.05
ROA0.05
PE Ratio3014.40
NPL %0.05
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit255,820
Net Profit Growth Rate0.00%
Reserve Surplus-2,677,820
Operating Profit210,660
Total Assets510,063,270
Total Liabilities1,668,450
Deposit118,322,630
Loan427,573,130
Net Interest Income13,883,350

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 03:00 PM
LTP1739.00 (24.00)
Change %1.4%
Share Outstanding1461386
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%