October 5, 2025
Upakar Laghubitta Bittiya Sanstha Limited (ULBSL) - Quarterly Financial Report & Nepse Stock Data

Upakar Laghubitta Bittiya Sanstha Limited (ULBSL)

Latest Fiscal Report: Q4 081/082

*Data updates daily at 4:00 PM after market close

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS32.23
ROE1.10
ROA1.14
PE Ratio110.83
NPL %4.85
Net Worth223.23
CD Ratio175.25
PEG Value-0.56

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit34,245,000
Prev. Quarter Profit-35,106,000
Net Profit Growth Rate-197.55%
Reserve130,795,000
Operating Profit46,581,000
Total Assets2,996,373,000
Total Liabilities418,409,000
Deposit1,402,729,000
Loan2,458,326,000
Net Interest Income155,373,000
Fee & Commission Income2,044,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS28.11
ROE13.23
ROA1.04
PE Ratio124.69
NPL %4.94
Net Worth212.46
CD Ratio178.00
PEG Value0.60

🏦 Fundamental Overview

Paid-up Capital119,372,000
Net Profit22,380,000
Prev. Quarter Profit7,298,000
Net Profit Growth Rate206.66%
Reserve119,372,000
Operating Profit22,150,000
Total Assets2,870,588,000
Total Liabilities427,936,000
Deposit1,341,055,000
Loan2,393,694,000
Net Interest Income106,861,000
Fee & Commission Income1,482,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS31.72
ROE15.39
ROA0.60
PE Ratio110.50
NPL %4.12
Net Worth169.00
CD Ratio181.35
PEG Value-0.56

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit16,836,000
Prev. Quarter Profit-17,529,000
Net Profit Growth Rate-196.05%
Reserve112,614,000
Operating Profit11,801,000
Total Assets2,811,135,000
Total Liabilities409,935,000
Deposit1,289,467,000
Loan2,338,521,000
Net Interest Income70,523,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS4.16
ROE4.33
ROA0.42
PE Ratio842.53
NPL %1.25
Net Worth237.43
CD Ratio182.60
PEG Value-7.78

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit2,779,000
Prev. Quarter Profit-33,751,000
Net Profit Growth Rate-108.23%
Reserve150,291,000
Total Assets2,635,421,000
Total Liabilities377,684,000
Deposit1,228,758,000
Loan2,243,975,000
Net Interest Income25,984,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS23.75
ROE7.18
ROA0.73
PE Ratio147.58
NPL %2.13
Net Worth220.03
CD Ratio182.00
PEG Value-7.15

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit-35,106,000
Prev. Quarter Profit23,640,000
Net Profit Growth Rate-248.50%
Operating Profit20,841,000
Retained Earnings152,653,000
Total Assets2,555,381,000
Total Liabilities353,152,000
Deposit1,195,759,000
Loan2,177,629,000
Net Interest Income132,999,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS10.91
ROE3.95
ROA0.39
PE Ratio321.26
NPL %1.53
Net Worth221.20
CD Ratio181.38
PEG Value0.85

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit7,298,000
Prev. Quarter Profit1,526,000
Net Profit Growth Rate378.24%
Reserve140,277,000
Operating Profit15,477,000
Total Assets2,475,925,000
Total Liabilities350,978,000
Deposit1,159,934,000
Loan2,163,212,000
Net Interest Income94,169,000
Fee & Commission Income1,734,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS-16.51
PE Ratio-212.29
NPL %2.82
Net Worth221.31
CD Ratio181.38
PEG Value-23.95

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit-17,529,000
Prev. Quarter Profit-16,102,000
Net Profit Growth Rate8.86%
Reserve128,778,000
Total Assets2,290,780,000
Total Liabilities366,423,000
Deposit1,127,685,000
Loan2,045,418,000
Net Interest Income49,551,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS-36.65
PE Ratio-95.63
NPL %4.83
Net Worth187.13
CD Ratio114.38
PEG Value0.11

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit-33,751,000
Prev. Quarter Profit4,296,000
Net Profit Growth Rate-885.64%
Reserve100,036,000
Operating Profit-36,791,000
Total Assets2,256,723,000
Total Liabilities295,458,000
Deposit1,096,723,000
Loan1,996,041,000
Net Interest Income17,583,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS22.27
ROE9.60
ROA1.12
PE Ratio157.38
NPL %2.17
Net Worth215.96
CD Ratio115.49
PEG Value-3.34

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit23,640,000
Prev. Quarter Profit44,685,000
Net Profit Growth Rate-47.10%
Reserve Surplus138,298,000
Operating Profit20,993,000
Total Assets2,119,877,000
Total Liabilities195,514,000
Deposit1,086,560,000
Loan1,928,357,000
Net Interest Income118,291,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS1.92
ROE0.91
ROA0.09
PE Ratio1825.48
NPL %5.74
Net Worth195.22
CD Ratio108.00
PEG Value-19.24

🏦 Fundamental Overview

Paid-up Capital106,148,000
Net Profit1,526,000
Prev. Quarter Profit29,818,000
Net Profit Growth Rate-94.88%
Reserve Surplus117,492,000
Operating Profit-4,511,000
Total Assets2,235,728,000
Total Liabilities198,222,000
Deposit1,092,991,000
Loan1,958,236,000
Net Interest Income89,535,000
Fee & Commission Income800,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS-49.07
ROE-0.75
ROA-0.68
PE Ratio-71.43
NPL %7.15
Net Worth236.65
CD Ratio110.82
PEG Value0.39

🏦 Fundamental Overview

Paid-up Capital65,625,000
Net Profit-16,102,000
Prev. Quarter Profit18,843,000
Net Profit Growth Rate-185.45%
Reserve Surplus155,308,000
Operating Profit-19,975,000
Total Assets2,343,953,000
Total Liabilities185,021,000
Deposit1,102,145,000
Loan2,121,587,000
Net Interest Income62,902,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS6.55
ROE7.10
ROA0.73
PE Ratio535.10
NPL %2.79
Net Worth358.70
CD Ratio113.79
PEG Value137.43

🏦 Fundamental Overview

Paid-up Capital65,625,000
Net Profit4,296,000
Prev. Quarter Profit4,135,000
Net Profit Growth Rate3.89%
Reserve Surplus176,235,000
Operating Profit5,663,000
Total Assets2,368,685,000
Total Liabilities176,803,000
Deposit1,057,092,000
Loan2,189,967,000
Net Interest Income35,573,000
Fee & Commission Income204,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS68.09
ROE2.02
ROA1.86
PE Ratio51.47
NPL %1.76
Net Worth359.59
CD Ratio113.24
PEG Value-1.90

🏦 Fundamental Overview

Paid-up Capital65,625,000
Net Profit44,685,000
Prev. Quarter Profit61,326,000
Net Profit Growth Rate-27.14%
Reserve Surplus170,329,000
Operating Profit622,464,000
Total Assets2,411,997,000
Total Liabilities201,155,000
Deposit1,037,030,000
Loan2,214,706,000
Net Interest Income132,796,000
Fee & Commission Income10,858,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS70.99
ROE1.35
ROA1.21
PE Ratio49.37
NPL %1.59
Net Worth472.88
CD Ratio235.20
PEG Value-1.21

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit29,818,000
Prev. Quarter Profit50,452,000
Net Profit Growth Rate-40.90%
Reserve Surplus156,610,000
Operating Profit40,630,000
Total Assets2,461,418,000
Total Liabilities250,430,000
Deposit972,882,000
Loan2,288,191,000
Net Interest Income99,276,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS44.87
ROE0.91
ROA0.82
PE Ratio78.11
NPL %2.02
Net Worth447.17
CD Ratio237.11
PEG Value-1.50

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit18,843,000
Prev. Quarter Profit39,310,000
Net Profit Growth Rate-52.07%
Reserve Surplus145,812,000
Operating Profit22,665,000
Total Assets2,298,817,000
Total Liabilities247,211,000
Deposit898,790,000
Loan2,131,130,000
Net Interest Income66,064,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS9.86
ROE0.21
ROA0.19
PE Ratio355.65
NPL %2.88
Net Worth461.50
CD Ratio228.41
PEG Value-4.35

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit4,135,000
Prev. Quarter Profit22,677,000
Net Profit Growth Rate-81.77%
Reserve Surplus131,391,000
Operating Profit-34,374,000
Total Assets2,169,007,000
Total Liabilities230,671,000
Deposit834,172,000
Loan1,905,291,000
Net Interest Income30,803,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS146.02
PE Ratio24.00
NPL %2.70
CD Ratio211.11
PEG Value0.02

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit61,326,000
Prev. Quarter Profit4,790,000
Net Profit Growth Rate1,180.29%
Reserve Surplus129,958,000
Operating Profit-400,179,000
Total Assets1,989,158,000
Total Liabilities223,739,000
Deposit800,464,000
Loan1,689,880,000
Net Interest Income125,419,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS120.13
PE Ratio29.18
NPL %2.65
CD Ratio203.03
PEG Value-0.06

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit50,452,000
Prev. Quarter Profit-13,604,000
Net Profit Growth Rate-470.86%
Reserve Surplus119,213,000
Operating Profit-344,640,000
Total Assets1,844,840,000
Total Liabilities210,183,000
Deposit774,371,000
Loan1,572,204,000
Net Interest Income91,069,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS93.60
PE Ratio37.45
CD Ratio188.58
PEG Value0.14

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit39,310,000
Prev. Quarter Profit10,817,000
Net Profit Growth Rate263.41%
Reserve Surplus108,301,000
Operating Profit-341,128,000
Total Assets15,777,252,000
Total Liabilities193,920,000
Deposit738,263,000
Loan1,392,233,000
Net Interest Income61,604,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS53.99
PE Ratio64.92
CD Ratio173.78
PEG Value0.16

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit22,677,000
Prev. Quarter Profit4,563,000
Net Profit Growth Rate396.98%
Reserve Surplus94,136,000
Operating Profit-310,057,000
Total Assets1,501,479,000
Total Liabilities189,607,000
Deposit711,612,000
Loan1,236,646,000
Net Interest Income33,048,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS11.40
PE Ratio307.45
CD Ratio38.14
PEG Value-3.80

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit4,790,000
Prev. Quarter Profit24,954,000
Net Profit Growth Rate-80.80%
Reserve Surplus71,876,000
Operating Profit-36,262,000
Total Assets1,262,016,000
Total Liabilities194,454,000
Deposit688,870,000
Loan1,071,518,000
Net Interest Income88,463,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS-32.40
PE Ratio-108.18
NPL %3.07
CD Ratio265.58
PEG Value0.46

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit-13,604,000
Prev. Quarter Profit10,150,000
Net Profit Growth Rate-234.03%
Reserve Surplus53,715,000
Operating Profit-17,767,000
Total Assets1,223,108,000
Total Liabilities199,609,000
Deposit670,634,000
Loan1,062,048,000
Net Interest Income58,050,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS25.76
PE Ratio136.06
NPL %3.15
CD Ratio217.00
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit10,817,000
Net Profit Growth Rate0.00%
Reserve Surplus78,594,000
Operating Profit13,799,000
Total Assets1,198,970,000
Total Liabilities153,509,000
Deposit630,718,000
Loan1,034,001,000
Net Interest Income44,738,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS10.87
PE Ratio322.44
NPL %2.19
CD Ratio173.06
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit4,563,000
Net Profit Growth Rate0.00%
Reserve Surplus70,372,000
Operating Profit6,002,000
Total Assets1,172,844,000
Total Liabilities145,878,000
Deposit574,043,000
Loan1,004,253,000
Net Interest Income22,402,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS33.41
PE Ratio104.91
NPL %2.04
CD Ratio161.07
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital4,200,000
Net Profit24,954,000
Net Profit Growth Rate0.00%
Reserve Surplus74,691,000
Operating Profit15,878,000
Total Assets1,088,468,000
Total Liabilities134,164,000
Deposit516,775,000
Loan954,252,000
Net Interest Income31,033,000

Overview

As of Sep 28, 2025 | 03:00 PM
LTP3590.00 (-24.70)
Change %-0.68%
Share Outstanding1061480
EPS2.39
PE Ratio1466.50
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital42,000,000
Net Profit10,150,000
Net Profit Growth Rate0.00%
Reserve Surplus49,737,000
Operating Profit10,150,000
Total Assets977,534,000
Total Liabilities80,001,000
Deposit464,456,000
Loan884,845,000
Net Interest Income9,010,000