Vijaya laghubitta Bittiya Sanstha Ltd. (VLBS) - Quarterly Financial Report & Nepse Stock Data

Vijaya laghubitta Bittiya Sanstha Ltd. (VLBS)

Latest Fiscal Report: Q4 081/082

*Data updates daily at 4:00 PM after market close

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS12.99
ROE7.84
ROA0.88
PE Ratio66.13
NPL %9.60
Net Worth161.71
CD Ratio105.05
PEG Value0.30

🏦 Fundamental Overview

Paid-up Capital745,040,359
Net Profit96,778,146
Prev. Quarter Profit30,404,744
Net Profit Growth Rate218.30%
Reserve450,777,192
Operating Profit156,204,774
Distributable Profit38,150,424
Retained Earnings38,150,424
Total Assets10,991,974,076
Total Liabilities9,758,006,101
Deposit2,078,165,521
Loan9,595,429,271
Net Interest Income634,166,353
Fee & Commission Income72,029,371

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS13.97
ROE8.58
ROA0.97
PE Ratio64.88
NPL %9.53
Net Worth159.64
CD Ratio105.73
PEG Value0.48

🏦 Fundamental Overview

Paid-up Capital745,040,359
Net Profit78,068,065
Prev. Quarter Profit33,166,266
Net Profit Growth Rate135.38%
Reserve496,187,996
Operating Profit118,226,249
Distributable Profit-27,945,774
Retained Earnings-27,945,773
Total Assets10,742,093,890
Total Liabilities9,528,811,308
Deposit1,998,704,527
Loan9,716,479,968
Net Interest Income440,149,337
Fee & Commission Income44,666,861

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS18.91
ROE11.69
ROA1.25
PE Ratio47.93
NPL %8.35
Net Worth158.64
CD Ratio102.25
PEG Value0.67

🏦 Fundamental Overview

Paid-up Capital745,040,359
Net Profit70,455,904
Prev. Quarter Profit41,042,346
Net Profit Growth Rate71.67%
Reserve463,447,903
Operating Profit105,683,861
Distributable Profit-3,274,924
Retained Earnings-3,274,917
Total Assets11,294,761,945
Total Liabilities10,089,548,600
Deposit1,954,101,709
Loan9,402,618,223
Net Interest Income274,291,528
Fee & Commission Income-1,715,011

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS-18.55
ROE7.84
ROA0.88
PE Ratio-48.86
NPL %9.57
Net Worth156.32
CD Ratio107.92
PEG Value0.15

🏦 Fundamental Overview

Paid-up Capital745,040,359
Net Profit-34,559,389
Prev. Quarter Profit14,926,303
Net Profit Growth Rate-331.53%
Reserve442,705,464
Operating Profit-34,559,389
Distributable Profit-23,115,783
Retained Earnings-23,115,783
Total Assets10,765,799,044
Total Liabilities9,601,169,005
Deposit1,900,064,862
Loan9,259,088,901
Net Interest Income96,999,941
Fee & Commission Income11,919,813

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS4.08
ROE0.70
ROA0.08
PE Ratio809.29
NPL %7.74
Net Worth160.98
CD Ratio109.99
PEG Value-10.30

🏦 Fundamental Overview

Paid-up Capital745,040,359
Net Profit30,404,744
Prev. Quarter Profit39,017,509
Net Profit Growth Rate-22.07%
Reserve407,607,639
Operating Profit29,811,379
Distributable Profit46,693,510
Retained Earnings46,693,511
Total Assets10,498,785,809
Total Liabilities9,299,444,301
Deposit1,896,818,682
Loan9,184,552,089
Net Interest Income379,604,388
Fee & Commission Income-1,585,460

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS5.94
ROE4.04
ROA0.44
PE Ratio152.59
NPL %8.11
Net Worth146.91
CD Ratio464.19
PEG Value0.09

🏦 Fundamental Overview

Paid-up Capital745,040,359
Net Profit33,166,266
Prev. Quarter Profit1,761,137
Net Profit Growth Rate1,783.23%
Reserve298,187,061
Operating Profit58,866,598
Distributable Profit-106,410,555
Retained Earnings51,297,765
Total Assets10,056,894,371
Total Liabilities8,962,369,186
Deposit1,948,088,586
Loan9,074,112,875
Net Interest Income286,757,409
Fee & Commission Income-1,577,212

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS11.02
ROE7.42
ROA0.79
PE Ratio82.25
NPL %7.07
Net Worth148.49
CD Ratio448.09
PEG Value0.46

🏦 Fundamental Overview

Paid-up Capital745,040,360
Net Profit41,042,346
Prev. Quarter Profit14,725,677
Net Profit Growth Rate178.71%
Reserve295,328,909
Operating Profit62,571,287
Distributable Profit-89,054,673
Retained Earnings65,931,227
Total Assets10,405,718,606
Total Liabilities9,299,418,110
Deposit2,004,288,050
Loan9,023,469,479
Net Interest Income201,993,961
Fee & Commission Income-1,913,398

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS8.01
ROE5.49
ROA0.59
PE Ratio113.16
NPL %7.90
Net Worth145.99
CD Ratio438.58
PEG Value1.30

🏦 Fundamental Overview

Paid-up Capital745,040,359
Net Profit14,926,303
Prev. Quarter Profit7,982,192
Net Profit Growth Rate87.00%
Reserve281,011,960
Operating Profit21,323,291
Distributable Profit-81,427,446
Retained Earnings81,656,036
Total Assets10,145,113,575
Total Liabilities5,723,190,590
Deposit2,006,846,118
Loan8,706,089,792
Net Interest Income84,446,796
Fee & Commission Income-912,088

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS7.79
ROE5.42
ROA0.62
PE Ratio116.35
NPL %4.71
Net Worth143.71
CD Ratio433.88
PEG Value-1.85

🏦 Fundamental Overview

Paid-up Capital745,040,360
Net Profit39,017,509
Prev. Quarter Profit104,719,860
Net Profit Growth Rate-62.74%
Reserve Surplus325,652,800
Operating Profit95,048,490
Distributable Profit23,394,011
Total Assets9,312,011,570
Total Liabilities8,244,891,899
Deposit2,055,511,340
Loan8,613,150,190
Net Interest Income288,597,210
Fee & Commission Income1,804,030

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS1.43
ROE0.39
ROA0.05
PE Ratio633.85
NPL %7.91
Net Worth186.44
CD Ratio104.43
PEG Value-6.46

🏦 Fundamental Overview

Paid-up Capital320,000,000
Net Profit1,761,137
Prev. Quarter Profit95,137,500
Net Profit Growth Rate-98.15%
Reserve141,605,200
Operating Profit7,774,022
Distributable Profit-5,154,457
Retained Earnings134,995,452
Total Assets4,836,674,173
Total Liabilities3,132,554,490
Deposit1,107,519,031
Loan4,598,657,943
Net Interest Income186,185,495
Fee & Commission Income1,200,253

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS13.22
ROE6.89
ROA0.86
PE Ratio68.56
NPL %-0.06
Net Worth192.70
CD Ratio0.82
PEG Value-0.87

🏦 Fundamental Overview

Paid-up Capital320,000,000
Net Profit14,725,677
Prev. Quarter Profit68,459,690
Net Profit Growth Rate-78.49%
Reserve117,271,799
Operating Profit34,455,759
Distributable Profit9,727,320
Retained Earnings179,366,131
Total Assets4,965,451,193
Total Liabilities4,348,813,264
Deposit1,128,829,995
Loan4,712,090,010
Net Interest Income135,035,865
Fee & Commission Income746,006

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS9.98
ROE4.75
ROA0.60
PE Ratio90.82
NPL %4.97
Net Worth210.00
CD Ratio102.73
PEG Value-1.33

🏦 Fundamental Overview

Paid-up Capital320,000,000
Net Profit7,982,192
Prev. Quarter Profit25,293,170
Net Profit Growth Rate-68.44%
Reserve123,431,543
Operating Profit11,415,924
Distributable Profit3,924,275
Retained Earnings228,596,117
Total Assets5,321,563,932
Total Liabilities4,649,536,272
Deposit1,135,253,652
Loan48,628,991,271
Net Interest Income69,154,628
Fee & Commission Income205,987

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS32.72
ROE2.12
ROA2.10
PE Ratio27.70
NPL %4.08
Net Worth170.16
CD Ratio103.01
PEG Value-2.39

🏦 Fundamental Overview

Paid-up Capital320,000,000
Net Profit104,719,860
Prev. Quarter Profit118,459,860
Net Profit Growth Rate-11.60%
Reserve Surplus228,892,760
Operating Profit158,144,130
Total Assets4,984,468,360
Total Liabilities217,172,370
Deposit1,136,617,320
Loan4,711,005,790
Net Interest Income341,563,830
Fee & Commission Income2,611,900

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS39.64
ROE1.95
ROA1.87
PE Ratio22.87
NPL %4.74
Net Worth168.47
CD Ratio100.10
PEG Value-2.09

🏦 Fundamental Overview

Paid-up Capital320,000,000
Net Profit95,137,500
Prev. Quarter Profit106,840,720
Net Profit Growth Rate-10.95%
Reserve Surplus219,095,960
Operating Profit124,385,860
Total Assets5,100,457,330
Total Liabilities201,811,020
Deposit1,088,213,840
Loan4,702,270,020
Net Interest Income265,688,300

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS42.79
ROE1.47
ROA1.41
PE Ratio21.18
NPL %4.63
Net Worth160.13
CD Ratio102.97
PEG Value-3.47

🏦 Fundamental Overview

Paid-up Capital320,000,000
Net Profit68,459,690
Prev. Quarter Profit72,913,580
Net Profit Growth Rate-6.11%
Operating Profit96,151,050
Total Assets4,859,035,780
Total Liabilities192,059,140
Deposit1,035,590,260
Loan459,845,014
Net Interest Income191,534,590
Fee & Commission Income992,010

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS37.95
ROE0.54
ROA0.52
PE Ratio23.88
NPL %4.80
Net Worth177.25
CD Ratio103.48
PEG Value0.55

🏦 Fundamental Overview

Paid-up Capital266,597,490
Net Profit25,293,170
Prev. Quarter Profit17,645,120
Net Profit Growth Rate43.34%
Reserve Surplus205,939,920
Operating Profit32,102,250
Total Assets4,825,755,030
Total Liabilities196,306,220
Deposit1,005,125,150
Loan4,317,915,490
Net Interest Income91,800,370
Fee & Commission Income349,850

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS44.43
ROE2.72
ROA2.61
PE Ratio20.40
NPL %4.66
Net Worth165.04
CD Ratio103.71
PEG Value0.20

🏦 Fundamental Overview

Paid-up Capital266,597,490
Net Profit118,459,860
Prev. Quarter Profit58,147,050
Net Profit Growth Rate103.72%
Reserve Surplus173,382,200
Operating Profit156,842,730
Total Assets4,523,236,910
Total Liabilities183,872,500
Deposit993,908,970
Loan4,317,915,590
Net Interest Income380,117,920
Fee & Commission Income2,568,140

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS53.43
ROE2.38
ROA2.30
PE Ratio16.96
NPL %3.38
Net Worth160.91
CD Ratio98.31
PEG Value0.20

🏦 Fundamental Overview

Paid-up Capital266,597,490
Net Profit106,840,720
Prev. Quarter Profit58,421,240
Net Profit Growth Rate82.88%
Reserve Surplus162,375,950
Operating Profit140,612,100
Total Assets4,647,091,710
Total Liabilities155,762,610
Deposit947,371,490
Loan40,708,140,090
Net Interest Income258,227,480
Fee & Commission Income1,510,790

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS54.70
ROE1.75
ROA1.69
PE Ratio16.57
NPL %3.12
Net Worth148.21
CD Ratio100.01
PEG Value0.58

🏦 Fundamental Overview

Paid-up Capital266,597,490
Net Profit72,913,580
Prev. Quarter Profit56,634,580
Net Profit Growth Rate28.74%
Reserve Surplus128,523,630
Operating Profit85,558,020
Total Assets4,327,825,030
Total Liabilities150,173,210
Deposit893,193,110
Loan4,070,814,090
Net Interest Income155,435,670

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS31.50
ROE0.45
ROA0.44
PE Ratio28.77
NPL %3.44
Net Worth155.47
CD Ratio97.42
PEG Value-1.33

🏦 Fundamental Overview

Paid-up Capital224,031,500
Net Profit17,645,120
Prev. Quarter Profit22,500,920
Net Profit Growth Rate-21.58%
Reserve Surplus124,275,260
Operating Profit-3,549,230
Total Assets4,100,758,120
Total Liabilities123,778,610
Deposit838,598,970
Loan3,768,962,440
Net Interest Income65,884,970

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS25.95
ROE1.51
ROA1.46
PE Ratio34.93
NPL %3.24
Net Worth147.60
CD Ratio93.09
PEG Value-5.23

🏦 Fundamental Overview

Paid-up Capital224,031,500
Net Profit58,147,050
Prev. Quarter Profit62,310,320
Net Profit Growth Rate-6.68%
Reserve Surplus106,640,140
Operating Profit87,558,680
Total Assets3,956,752,940
Total Liabilities112,029,940
Deposit794,677,070
Loan3,487,165,350
Net Interest Income218,147,660

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS34.78
ROE1.58
ROA1.53
PE Ratio26.06
NPL %2.92
Net Worth147.95
CD Ratio97.18
PEG Value0.45

🏦 Fundamental Overview

Paid-up Capital224,031,500
Net Profit58,421,240
Prev. Quarter Profit37,033,070
Net Profit Growth Rate57.75%
Reserve Surplus107,420,330
Operating Profit78,581,310
Total Assets3,834,562,370
Total Liabilities117,458,930
Deposit784,289,350
Loan3,541,652,170
Net Interest Income156,434,400

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS50.56
ROE1.52
ROA1.48
PE Ratio17.93
NPL %2.63
Net Worth147.19
CD Ratio93.82
PEG Value0.13

🏦 Fundamental Overview

Paid-up Capital224,031,500
Net Profit56,634,580
Prev. Quarter Profit24,239,970
Net Profit Growth Rate133.64%
Reserve Surplus105,729,800
Operating Profit80,211,200
Total Assets3,847,394,010
Total Liabilities104,431,670
Deposit731,764,100
Loan3,446,612,010
Net Interest Income126,361,830

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS46.20
ROE0.88
ROA0.65
PE Ratio19.62
NPL %2.22
Net Worth155.69
CD Ratio97.04
PEG Value0.10

🏦 Fundamental Overview

Paid-up Capital194,810,000
Net Profit22,500,920
Prev. Quarter Profit7,713,380
Net Profit Growth Rate191.71%
Reserve Surplus108,480,910
Operating Profit277,380,110
Total Assets3,478,740,440
Total Liabilities89,294,800
Deposit657,063,230
Loan3,227,411,820
Net Interest Income60,182,120

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS25.35
ROE2.02
ROA1.97
PE Ratio35.76
NPL %1.75
Net Worth130.83
CD Ratio96.71
PEG Value0.26

🏦 Fundamental Overview

Paid-up Capital194,810,910
Net Profit62,310,320
Prev. Quarter Profit26,180,190
Net Profit Growth Rate138.01%
Reserve Surplus85,456,130
Operating Profit96,425,890
Total Assets3,161,957,100
Total Liabilities73,541,000
Deposit593,397,450
Loan2,937,390,160
Net Interest Income164,075,380

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS25.35
ROE1.42
ROA1.39
PE Ratio35.76
NPL %2.54
Net Worth130.83
CD Ratio97.26
PEG Value0.26

🏦 Fundamental Overview

Paid-up Capital194,810,000
Net Profit37,033,070
Prev. Quarter Profit15,441,050
Net Profit Growth Rate139.84%
Reserve Surplus60,058,140
Operating Profit51,198,370
Total Assets2,651,929,090
Total Liabilities42,628,240
Deposit505,285,870
Loan2,471,560,600
Net Interest Income110,830,380

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS24.89
ROE1.16
ROA1.14
PE Ratio36.42
NPL %2.45
Net Worth124.31
CD Ratio98.59
PEG Value0.38

🏦 Fundamental Overview

Paid-up Capital194,810,000
Net Profit24,239,970
Prev. Quarter Profit12,396,410
Net Profit Growth Rate95.54%
Reserve Surplus47,361,790
Operating Profit52,399,890
Total Assets2,141,530,490
Total Liabilities33,946,510
Deposit423,398,440
Loan2,025,072,080
Net Interest Income70,616,580

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS15.84
ROE0.41
ROA0.40
PE Ratio57.22
NPL %1.96
Net Worth115.83
CD Ratio96.45
PEG Value23.35

🏦 Fundamental Overview

Paid-up Capital194,810,000
Net Profit7,713,380
Prev. Quarter Profit7,528,880
Net Profit Growth Rate2.45%
Reserve Surplus30,844,140
Operating Profit11,983,040
Total Assets1,923,797,390
Total Liabilities23,127,170
Deposit362,982,030
Loan1,788,114,480
Net Interest Income32,710,050

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS14.78
ROE1.65
ROA1.63
PE Ratio61.33
NPL %1.68
Net Worth124.01
CD Ratio95.72
PEG Value-3.47

🏦 Fundamental Overview

Paid-up Capital177,100,000
Net Profit26,180,190
Prev. Quarter Profit31,797,000
Net Profit Growth Rate-17.66%
Reserve Surplus42,522,380
Operating Profit34,259,330
Total Assets1,597,661,340
Total Liabilities17,850,380
Deposit308,348,060
Loan1,480,875,890
Net Interest Income99,671,410
Fee & Commission Income1,257,030

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS11.63
ROE1.19
ROA1.18
PE Ratio77.94
NPL %2.80
Net Worth118.22
CD Ratio96.86
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital177,100,000
Net Profit15,441,050
Net Profit Growth Rate0.00%
Reserve Surplus32,262,120
Operating Profit16,869,570
Total Assets1,316,535,760
Total Liabilities14,200,520
Deposit260,344,720
Loan1,221,050,130
Net Interest Income70,931,860

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS14.00
ROE1.05
ROA1.04
PE Ratio64.74
NPL %2.62
Net Worth116.64
CD Ratio91.92
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital177,100,000
Net Profit12,396,410
Net Profit Growth Rate0.00%
Reserve Surplus29,247,490
Operating Profit13,582,650
Total Assets1,194,487,740
Total Liabilities9,720,290
Deposit219,903,270
Loan1,058,050,140
Net Interest Income46,607,500
Fee & Commission Income246,440

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS18.71
ROE0.70
ROA0.68
PE Ratio48.44
NPL %1.65
Net Worth130.24
CD Ratio91.31
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital161,000,000
Net Profit7,528,880
Net Profit Growth Rate0.00%
Reserve Surplus48,690,320
Operating Profit8,434,810
Total Assets1,123,015,550
Total Liabilities37,086,370
Deposit184,372,010
Loan969,340,500
Net Interest Income23,130,680

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
EPS19.75
ROE3.08
ROA3.05
PE Ratio45.89
NPL %1.31
Net Worth125.63
CD Ratio87.64
PEG Value0.00

🏦 Fundamental Overview

Paid-up Capital161,000,000
Net Profit31,797,000
Net Profit Growth Rate0.00%
Reserve41,267,000
Operating Profit35,370,000
Total Assets1,043,910,000
Total Liabilities9,902,000
Deposit151,910,000
Net Interest Income78,734,000
Fee & Commission Income816,001

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%

Overview

As of Sep 28, 2025 | 02:56 PM
LTP825.00 (18.00)
Change %2.23%
Share Outstanding7450404
PE Ratio0.00
PEG Value0.00

🏦 Fundamental Overview

Net Profit Growth Rate0.00%